The average annualized rate of return of bank wealth management products in 20 18 is 4.45%, and the expected income is 89,000 yuan per year. According to incomplete statistics, at the beginning of 20 19, the highest annualized rate of return of the bank was 5.35%, and the annual interest was 107000 yuan.

Financial products of other financial platforms. The existing large and small wealth management companies and Internet financial institutions platforms add up to more than 10000 in China. In addition to banks, other financial institutions and companies' platforms, the characteristics of * * * are that the product yield is not the highest, only higher, and there are many risk points, which makes investors walk on thin ice. Brave and timid people will never have a chance if they don't make moves, and they may lose money if they make moves.

Three typical products are from stocks, P2P and funds. The average annualized rate of return can be a few blocks worse than that of bank products, almost 8% or even 10%, which is nothing. These wealth management products are risky and need to be prepared for losses. Investing in a wealth management company with an annual interest of more than 200,000 does have benefits, but there are high risks hidden behind the high interest rate, and it is possible to lose money in less than one year. This kind of wealth management products are suitable for short-term investment, and the principal is preferably smaller.