In fact, as a domestic Public Offering of Fund, Public Offering of Fund is unlikely to go bankrupt. If there are very serious violations of discipline or serious losses, and there is a risk of bankruptcy in Public Offering of Fund, then Public Offering of Fund can operate normally as agreed, and the fund company will accept relevant supervision and supervision by the CSRC.
Moreover, under China's strong supervision system, once there is a violation of discipline, only the relevant managers of fund companies will be punished, and even the direct leaders of fund companies will be dismissed or investigated. The operation of publicly raised funds conforms to the provisions of the initial stage of fund establishment and will not have any other impact on the net value of funds. The net value of the fund and its subscription and redemption will also meet the requirements of national laws and regulations, so you don't have to worry about the future problems of the fund company when you buy Public Offering of Fund. You only need to select the fund that suits you when you buy Public Offering of Fund. As a qualified fund investor, you should buy the fund that suits your risk assessment and be responsible for your own profits and losses!
At present, the circulation of private equity funds in China is also large. Compared with Public Offering of Fund, the threshold of private equity funds and the risk assessment of investors are higher. Secondly, as a single product, private equity funds are mostly closed-end and invest in agreed projects according to contracts. No matter what kind of investment private equity funds are, at present domestic private equity funds are operated by setting up limited partnership system. First, the CSRC records the partnership of the fund project, then it absorbs the investment of compliant investors through non-public offering, and then the fund manager operates the private equity fund independently, which basically isolates the risks of private equity fund companies.
All private equity funds are established, operated and managed independently. Moreover, it is a limited partnership company, so even if the fund company has any losses or bankruptcy, debt or legal risks will not extend to private placement products. Therefore, as investors of private equity funds, they don't have to worry about affecting any fund products under the fund company in the face of any problems of the fund company. Unless a single fund product invests in projects related to the fund company, the net value of the fund product will be lost, and other risks will be gone.
What if the fund company goes bankrupt? Once the fund company goes bankrupt, the CSRC will send an investigation team to investigate and deal with the fund company. At present, the Securities Association and China Securities Regulatory Commission will protect the legitimate interests of all fund investors through direct filing management of private placement and public offering, and will also liquidate and reorganize fund companies. For high-quality fund products and fund product managers, relevant institutions conduct reasonable management to ensure that the risks of fund companies will not touch a single fund product.
Secondly, the closed-end products will also operate until the end of the product, and the fund manager will make other arrangements.
In case of enterprise reorganization and legal merger of company assets, fund products will also be incorporated into new fund companies or regulatory agencies. Therefore, from the risk level, Public Offering of Fund is the first choice for ordinary investors to buy funds, and the supervision of such funds is stricter. Secondly, for demanding private investors, what needs to be done is to investigate the legality and compliance of the fund products, whether the products are filed with the Securities Industry Association, and whether the established private equity funds have been supervised by the China Securities Regulatory Commission. As long as it is a legal and compliant private equity fund, the management will carefully manage it, and I believe it will also bring reasonable income to qualified investors. If we encounter some false private equity funds, it is really possible to lose everything, so it is necessary for us to supervise the formal fund investment in laws and regulations.