1, the nature of risk is different: piggy bank is a fund wealth management product, with relatively small risk but low return. Yu 'ebao is a monetary fund with low risk but relatively high income.
2, the cost is different: piggy bank has no management fee and sales service fee, but there are subscription and redemption fees. Yu 'ebao also has no management fee and sales service fee, but it needs to pay a certain redemption fee when redeeming.
3. Different investment thresholds: the initial investment amount of piggy bank is 1 yuan, which is suitable for small investors. The initial investment amount of Yu 'ebao is 0.0 1 yuan, which is also suitable for small investors.
4. Different income distribution methods: the income of the piggy bank is distributed according to each net value, and the daily income will be automatically transferred to the Alipay balance. The income of Yu 'ebao is settled according to the income of 10000 copies per day, and automatically transferred to Alipay balance every day. Generally speaking, there are some differences between piggy bank and Yu 'ebao in income, risk, cost and investment threshold. Investors can choose suitable financial products according to their own needs and risk tolerance.