Every market will create several fund companies, and at the same time, several fund companies with excellent reputation will fall from the altar. In the final analysis, even experienced fund managers can't grasp every market and avoid every bull-bear exchange. Therefore, for Public Offering of Fund, it is more important than which fund to buy, which fund company to choose and which fund manager to redeem. In fact, in the absence of major market disasters, most of Public Offering of Fund have achieved relatively good returns. Unfortunately, Public Offering of Fund's sales channels, whether fund companies or banks, will not take the initiative to guide investors when to redeem. The reason is simple. The scale of the public offering industry is extremely important. No company will be so conscientious as to sacrifice its size for the benefit of investors. At this stage, the products of E Fund are relatively good, and there are many good products in other countries such as Huaxia and Jing Shun Great Wall. Personally, I prefer to buy products held by banks rather than push new products to complete performance appraisal, because even if the same fund manager manages a new product, it may not be well managed. From another angle, luck will always run out. In fact, the previous products are more likely to have good performance.

When you asked, the market of 18 was poor, and most public offerings were losing money, which didn't play a role in financial management. Few public offering funds can achieve an annualized rate of return of 5%. At that time, the exchange had just been cancelled, and there was still a 4%-5% capital preservation for bank financing. Why should we buy a public offering?