Fixed income: As the name implies, it is short for fixed income. For example, fixed-income funds generally invest in medium and long-term bonds, money funds, national debt, bank deposits, central bank bills and other fixed-income products. Therefore, the income of such products is usually relatively stable. Although the income is not high, the product risk is small and the safety factor is high.

Equity category: Equity category usually invests in products with certain risks, and the income is not fixed. Such as: stocks, hybrid funds, trusts, private placements, etc. The rights and interests of this kind of products are relatively large, and the investment is mainly medium and high risk, so the income and risk are relatively high.

In essence, fixed-income funds and equity funds belong to two completely different income products, and investors choose according to their own risk preferences when they actually choose. Before investing, investors can conduct risk tests to see what kind of investors they belong to, radical, conservative and balanced, which is also very helpful for the subsequent investment layout.

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