Usually set a fixed profit-taking point and sell it when the target income is reached.
2. Profit by maximum retreat method
Maximum retracement refers to the biggest decline of fund income in a certain period, which is a risk indicator.
The retracement rate refers to the range of price/net worth/income falling from the highest point to the lowest point within a period of time.
Controlling the maximum cash withdrawal and take profit is to set the threshold of maximum cash withdrawal on the basis of the target rate of return. When the target rate of return is reached, the profit will not only be redeemed, but will continue to be held.
3. Valuation profit method
Index fund is the most commonly used investment fund, and whether the current position of index fund is worth investing mainly depends on valuation. Buy more when the valuation is low, and buy less when the valuation is high. Insist on buying and holding when underestimating, and gradually withdraw and leave the bag for safety when overestimating.
To sum up, we underestimate the fixed investment, stop holding the fixed investment at normal valuation, harvest the profits in batches at high valuation, and overestimate the clearance in batches.
4. Dynamic profit method
Many people may have some gains after making profits, and everyone is worried that making profits may miss the later growth. The dynamic profit-taking method is that the profit-taking point changes according to the changes of market conditions.
For example, we set a profit-taking point of 20%, then raise the profit-taking point to 30%, and then raise the profit-taking point again ... but if there is a 5% callback in the middle, we will immediately stop taking profits.
My suggestion is that we might as well observe the general running track of a fund according to its historical net value. Steady people can choose to take profits when the net value soars and there is a big increase, while radicals can take profits when the trend is obviously downward, that is, when they enter recession.
5. Profit by the constant market value method.
Funds suitable for mature markets, such as investing in US stock index and QDII index.
Because I don't know the external market, I will suggest controlling the market value at a constant when investing.
For example, after the target rate of return reaches 10%, interest is taken and the market value is controlled as the initial principal, and the surplus is equivalent to the harvested profit.
Advantages: each round of profit harvesting is equivalent to gradually returning the principal, and after harvesting the principal, it is the net income.
Disadvantages: relatively passive, unable to strive for higher returns, and the account always retains the principal, high risk is only suitable for mature slow bull market.
6. Profit from the balance of stock and debt.
Balance your fund positions every six months, that is, rebalance bond funds and equity funds according to the ratio of 1: 1. After half a year, if the stock base rises quickly and the debt base rises slowly, and the ratio becomes 60: 40, then sell some stock bases and buy debt bases. On the surface, you are selling a good asset that is rising rapidly and buying a bad asset that is falling or has a poor return. In fact, this is a process of high selling and low sucking, and the adjustment process of high selling and low buying is realized through disciplinary investment.
7. Profit from moving average deviation method
That is, adjust the fixed investment according to the moving average, and then decide the selling opportunity. Generally, the long-term moving average is selected as a reference. The index is higher than the moving average, buy less, the index is lower than the moving average, and buy more. The index is higher than the moving average by 40%. Consider taking profits. For example, Alipay's smart fixed investment is based on this principle.
8. Profit by the risk-free rate of return method.
Buffett's teacher Graham has a simple investment standard: the annual rate of return on high-risk assets is required to be more than twice the risk-free rate of return.
The money fund is annualized by 3%-4%, and if it is doubled, it requires an annualized rate of return of 6%-8%. Take profit after the target rate of return reaches 8%.
9. Profit by selling profit method
Selling profit method is also called profit harvesting method. When the yield reaches 10%, the principal of 10% will be redeemed, and when the yield reaches 20%, the principal of 20% will be redeemed, and so on.
Assuming that the investment is 654.38+million, the profit is 40% and the profit is 40,000, then the investor can sell the profit of 40,000.
If you harvest according to the profit rate of 10%, you will harvest more times, and vice versa.
10, take profit by clearing positions step by step.
Step-by-step clearance method is suitable for funds that have been seriously overvalued, such as medicine, liquor and Standard & Poor's 500.
When the index fund enters the overvalued area, it starts to sell in stages, each time it rises by 10%, then it starts to sell once, and then it gradually sells until it is cleared.
1 1, large-scale point method
Regardless of the fund's own situation and income, everything follows the broader market. The broader market is around 3,000 points, the broader market is below 2,000 points, which is doubled, and the broader market reaches more than 4,000 points. The fixed investment is reduced and gradually sold.
12, emotional judgment method
When the market is depressed, you will buy chips in the fund market, accumulate stocks, ignore the market and earnings, and let your fund account go until people around you start talking about stocks, and the number of securities accounts has hit record highs. When the whole people are crazy about stock trading, they will open an account and sell it decisively.