Selling is not recommended. First of all, historically, the probability of long-term holding of funds is high, so it is not necessary to care about short-term adjustment. Secondly, when the fund falls, investors can reduce costs by adding positions. The lower the cost, the less risk investors take and the higher the probability of earning in the future.

The rise and fall of the fund is determined by the investment target. For example, stock funds mainly invest in a basket of stocks, and the rise and fall of the fund is determined by this basket of stocks. Invested stocks go up, funds go up, invested stocks go down and funds go down.