According to official website's inquiry, Agricultural Bank of China Finance Co., Ltd. and Agricultural Bank of China Concentric Bimonthly Open Income refers to a non-guaranteed floating income wealth management product issued by Agricultural Bank of China Finance, which is opened once every two months, and the product risk level is medium risk. According to the web search results I found, the details of the concentric bimonthly open income of ABC are as follows:

1. The performance benchmark of this product is 7-day annualized rate of return. The semi-annual report of 2023 shows that the annualized rate of return of this product is 4.23%, which is higher than the performance benchmark of 3.78%.

2. The investment scope of this product includes money market instruments, bonds, stocks, funds and derivatives. The semi-annual report of 2023 shows that the asset allocation of this product is mainly bonds, accounting for 78.57%, followed by money market instruments, accounting for 18. 1 1%, and stocks and funds account for a relatively low proportion, respectively.

3. The investment period of this product is 10 year, but it is opened once every two months. Investors can apply for redemption during the opening period, but the return during redemption may be higher or lower than the performance comparison benchmark, and there may even be the risk of principal loss.