Buying a fund is to make money. As long as you can make money, regardless of the net worth, it is a good fund. It's just that we are always afraid of heights in our daily purchases and tend to buy products with low funds, such as newly issued funds, newly split funds, or newly issued funds. In fact, this is a misunderstanding, because fund dividends are equivalent to cashing in from the stock market, which means that fund managers will only withdraw their investments if they feel that the stocks they have invested in before have no room for appreciation or development. In this way, if you need to reinvest the newly allocated funds, you will have to raise funds to re-open positions. If this process is put in a good stock market, it is actually a loss for investors. I don't believe you see if there are old dividends in the funds of investment companies. It seems not.

For split funds, they should all be better funds, because there is no way to split funds with poor performance. The purpose of fund companies to split funds is to raise more funds for investment, which is only a means in view of people's fear of heights. Split funds, newly issued funds and newly allocated funds will also face the process of raising funds to re-open positions. So I personally think it would be better to buy some similar fund products when the stock market is adjusted, hehe. Self-deception ~ ~