Yu 'ebao earns about 1 cents a day for 11 yuan. It is understood that after the upgrade of Yu 'ebao at this stage, there are a variety of money funds for users to choose from. Different money funds provide different benefits, and the interest rate of Alipay Yu 'ebao basically changes every day.

Take the Central Europe Qian Bao Currency A Fund as an example. At present, its income per 1, yuan is .6344, in other words, the daily income per 1, yuan is .6344, so the daily income of 1, yuan is .6344.

in addition, it can also be calculated according to the calculation formula of Yu' ebao's income, which is: income = confirmed amount/1,× 1, income of the day, so the daily income of Alipay Yu' ebao's 1, yuan = 1,/1,× .6344 = .6344 yuan.

To sum up, the daily income of Alipay Yu 'ebao of 1, yuan is actually uncertain, which is affected by the choice of monetary fund and floating income. However, the income of Yu 'ebao can be calculated according to the income of ten thousand copies and the income calculation formula.

Others:

What are the risks of Yu 'ebao:

1. Liquidity risk: Yu 'ebao's product capital is seriously insufficient. Through the mismatch structure of term and income, liquidity risk accumulates greatly. With the expansion of scale, the risk exposure is increasing.

For example, Yu 'ebao only uses nearly 5.5 trillion yuan in deposits, and there is no reserve, so its cash flow and capital adequacy ratio are seriously insufficient. The adequacy ratio of only 1/5 is far from the minimum requirement of 8% in Basel Accord, and the liquidity risk is very high.

2. Market risk: Yu 'ebao products are essentially arbitrage between the deposit market with non-market interest rate and the interbank market with market interest rate. Once the interest rate is fully marketized and arbitrage disappears, investors will face huge market risks.

3. Credit risk: Yu 'ebao has no mortgage guarantee, which is prone to credit risk. With the increase of capital scale, credit risk is also increasing. Once there is a capital payment gap, there is no variable asset disposal to fully cover the principal and income. At present, China's economy is in a period of austerity, and the possibility of credit risk is increasing.

due to the decline in the income level of Yu' ebao products, it is more difficult for investors to pay the principal and interest in full and on time. In order to protect the interests of investors, large banks such as industry, agriculture, China and China Construction Bank quickly reduced the amount of online consumption and purchase of Yu 'ebao by users through Alipay.