Don't be solidified by traditional thinking. As long as you dare to face up to risks, high returns are not so far away.

Within a year, the capital tripled, which can be said to be profiteering. If you want to pursue profiteering, there will be high risks.

It is difficult for conventional methods to change 65438+ million into 300,000 in one year.

However, if it is acceptable to have a certain loss of 6.5438+10,000 yuan, there are still many possibilities to become 300,000 yuan.

So let's take a patient look at the thinking mode of those financial predators and see how 65438+ 10,000 yuan became 300,000 yuan.

We will turn 65438+ million into 300,000. Some people say that we are pursuing triple growth, while others say that we are pursuing a profit of 200,000.

If you always want to triple it, then this problem will never be solved.

If all you want is a profit of 200,000 yuan, you will find that there are many ways and means of this topic.

If it is difficult to earn 200,000 with 654.38+00,000, is it easy to earn 200,000 with 654.38+00,000?

If you don't understand, let me give you an example.

You have 6,543,800 yuan, and then you can buy a house through a loan, with a down payment of 6,543,800 yuan, a loan of 200,000 yuan and a house of 300,000 yuan.

Then when the house rose from 300 thousand to 500 thousand, an increase of 66%, and then you sold the house and paid off the loan, you earned nearly 200 thousand.

During the purchase period, the house can be rented, and the rent can be used to repay part of the loan interest.

In this way, compared with the direct purchase of 65,438+10,000 houses, the possibility of a 200% increase is greatly increased when the house rises to 300,000.

Of course, if the house you buy falls, your loss will be great. The house with 65,438+10,000 yuan fell to 70,000 yuan, with a loss of 30,000 yuan. The house with 300,000 yuan fell to 2 1 10,000 yuan, with a loss of 90,000 yuan, and almost all the principal was lost.

Leverage thinking is a very important application in risk-return thinking. It can be said that people who knew how to use leverage in the early years basically made money.

In fact, we think about the problem from the other side, such as a house down payment of 35% and a loan of 65%, which means that the room for house prices to fall may only be 35%.

Because house prices have fallen by more than 35%, it is actually banks that lose money. The lender may not repay the loan if the loan repayment exceeds the value of the property. Banks can only confiscate real estate auctions, and auctions may also face discounts.

Therefore, from the perspective of the leverage logic of buying a house, the decline in house prices is relatively limited, and the risk of buying a house with a loan is very small.

There are many ways to use leverage in investment, such as equity pledge.

First, I bought 300,000 shares of an enterprise, of which 6,543,800+is the investment principal and 200,000 is the loan. After the purchase, 200,000 shares were pledged to repay the loan in the form of equity pledge.

If after 1 year, the equity rises from 300,000 to 500,000, then I will earn 200,000. The worst result is that the equity value is less than 200,000 yuan, and I will be forced to close my position, with a loss of 6,543,800 yuan.

In the above cases, the worst case is a loss of 6,543,800 yuan, but it is possible to make a profit of 200,000 yuan.

In fact, many times, with the help of financial leverage, risk is not directly proportional to income, because risk is the loss of principal, that's all.

And the income can be one, two, three times, or even five or ten times the principal.

This is the charm of leverage.

In physical investment, the use of leverage is actually the key for many businesses to create profits.

Let me give you an example. When the business district of a city is opened, many shops are sold, 65438+1 00000,1. If the rental return rate is 10% and 1 000 yuan, if it is used for self-management, the business with good business may earn 50 thousand a year, and the business with poor business may not make any money.

In the first case, you can buy a shop for 654.38 million yuan and start your own business. At worst, you can't make money. At best, you can earn 50 thousand a year

In the second case, the loan of RMB 6.5438+10,000 Yuan is RMB 200,000 Yuan, and the loan interest is RMB 6.5438+10,000 Yuan. If you buy three shops and start your own business, you will earn up to 6.5438+0.5 million, and after repaying the loan, it will be 6.5438+0.4 million. In the worst case, you won't make money, but you will also get 654.38+0 million yuan.

In the third case, 654.38+ 10,000 yuan directly rents 654.38+00 pavements. In the best case, you can earn 500,000 yuan, and after deducting the rent of 6,543,800 yuan, you can still earn 400,000 yuan. In the worst case, I didn't earn a penny, but I also earned 65,438+10,000 yuan.

Obviously, under the safest circumstances, it is really impossible to rent out the pavement and earn 10% interest every year.

The second situation is more radical, but if the pavement can be rented, even if the business is not good, the rent of 30 thousand a year is enough to pay the current interest.

The third situation is the most radical. It is actually very difficult to open 10 stores at the same time to ensure profitability. The key is that the store has no property rights. Once lost, there is nothing.

Let's imagine the actual situation.

If the business of shops is not good and they don't make money, it is actually very difficult to rent them.

If the business of shops is good, shops will be easy to rent, rents will also rise, and the value of shops will also rise.

We consider the risk-return ratio in doing business. A bad shop is nothing more than selling the shop and accepting the loss. If the store is good, it will not only make money, but also appreciate.

From the perspective of comprehensive risk-return ratio, the second case is actually the most cost-effective, because its own asset leverage and income leverage are the highest.

Have the property rights of three shops, plus the management rights of three shops.

In real life, many business investments can use leverage thinking to amplify their own income.

The so-called investment, in essence, is not gambling, not gambling big, nor gambling small, but looking for a balance between risk and income, that is, arbitrage space.

Why do rich people like to borrow money to invest? If you have 10 billion, take out 500 million, mortgage 400 million, and then invest the remaining 500 million, then he has 10 billion, of which10 billion is the principal and 400 million is the debt.

The vast majority of listed companies, we will also find that assets and liabilities are relatively healthy at 30-50%, which means that a reasonable leverage range will help increase income.

There are many levels of leverage. The investment field mentioned above, whether it is pure financial investment or entity project investment, is essentially to borrow financial leverage, enlarge the investment principal through financial instruments, and pursue higher returns.

In real life, in addition to financial leverage, there is also volume leverage.

The public leverage is actually popular because of the Internet.

Let me give you an example.

Everyone knows that video websites charge fees, such as one-year membership fee in 240 yuan and one-month membership fee in 20 yuan.

So, I can buy an account, and then share the account password with people at 10, and everyone will accept 50 yuan, that is, 500 yuan, as long as it is not online at the same time.

For another example, some platforms will buy out the copyrights of some courses at one time, such as 654.38+ 10,000 yuan, and then sell them to consumers on the platform at the price of 99 yuan.

If 5000 people buy this course, it will cost nearly 500,000 yuan.

These are essentially public levers, and they are levers that borrow the Internet to spread gusts.

You spend 65,438+10,000 yuan to open a physical store and earn 300,000 yuan a year, which is very difficult and impossible.

You spend 65438+ 10 million to open an internet store, and it is still difficult to earn 300 thousand a year, but the possibility is far greater than that of a physical store.

If you don't change your mind, whether you invest, do business, run a company or work, you will eventually miss many opportunities.

Investment is not a 50% game, but a project with a high probability of making money. Use the principal and leverage reasonably to invest and get a return.

There are too many ways to change from100000 to 300000. Everyone can find a suitable way to try according to their own abilities and strengths. There will be surprises and gains.

Under normal circumstances, it is almost impossible to change 65438+ 10,000 yuan into 300,000 yuan in one year through the existing wealth management products or investment methods in the market.

Obviously, this is equivalent to a net income of 200,000 yuan a year! In other words, the annualized rate of return must reach at least 200%. Not to mention1100,000, even if it is1100,000, it is difficult to earn an annualized income of 200,000.

Because, at present, all domestic wealth management products cannot achieve an annualized rate of return of 200%, even if they invest in bond funds, the highest rate of return is around 15%, and the risk level is not low. As for the stock market, simply forget about it, especially in the case of a-share market downturn.

So we can only take unconventional operations or do business. Maybe there is still a chance! However, it seems that there is no business in China that invests 65,438+10,000 yuan to earn 200,000 yuan a year. Especially not in the form of sound investment.

I don't have 65438+ million in my hand. If someone invests in me, I have many ways to become 300 thousand or more a year, depending on whether you dare to take risks.

First, short-term investment is not usury. Looking for market opportunities, no matter what kind of industry has short-term profiteering benefits. Let me give you an example:

Farmers in Shandong planted lettuce, and the buyer lost contact, resulting in 400 tons of lettuce unsalable, with a retail price of 1.5 kg. I once cooperated with others, bought 40 tons at 20 cents, and the profit was 10 cents a catty, and I cleared the warehouse in two days.

Due to the rising price of raw materials, some drugs are out of stock in OTC market. After analysis, the market price has an upward trend. We cooperated with others to store 500,000 yuan, and the price per box increased 10 yuan. The warehouse was emptied within two months.

Second, make long-term investment, express delivery or breakfast. Lottery is the most ideal because of its huge profits, but lottery must be analyzed reasonably and invested rationally, and not blindly. ...