In the stock market, investors can trade funds in addition to stocks. Funds can be divided into OTC funds and OTC funds according to different trading places. On-site funds refer to funds traded on the stock exchange. So how to calculate the handling fee of the on-site fund? What are the trading rules and fees of on-site funds in 2023? The following is analyzed by Bian Xiao for everyone:

How to calculate the handling fee of the on-site fund?

The handling fee incurred by the fund in the investor trading hall = buying commission+selling commission.

On-site funds only charge trading commissions, and the standards of transaction fees of various securities companies are different, which will not exceed three thousandths of the transaction amount. The minimum amount for a single transaction is 5 yuan, and a few securities companies do not have the minimum 5 yuan standard. For example, the commission rate of securities companies is three ten thousandths. The amount of funds bought by investors is 654.38+10,000 yuan, so the transaction fund handling fee is 654.38+000000 _ _ 0.03% = 30 yuan.

2023 On-site fund trading rules and fees

Trading rules:

1. trading method: most of the funds in the market adopt the trading method of T+ 1, that is, the funds bought by investors on the same day need to wait for the next trading day before they can be sold. There are very few on-site funds that implement T+0 trading, such as funds that invest in the Hong Kong stock market.

2. Trading time: 9:30- 1 1:30, 13:00- 15:00 every trading day, except weekends and legal holidays. 9: 00 am15-9: 25 am in call auction and 4: 57 am15: 00 am in call auction. Among them, in 9; 15-9:20, investors can declare or cancel the declaration. Between 9: 20 and 9: 25, investors can declare, but they cannot cancel the declaration; Between 14:57- 15:00, investors can declare, but they cannot cancel the declaration.

3. Follow the principle: time first, price first. That is, the high price takes precedence over the low price buying declaration, and the low price declaration takes precedence over the high selling declaration.

4. Quantity of buying and selling: All the funds bought in the market are integral multiples of 100 shares, and less than 100 shares should be sold at one time.

Fee regulations:

On-site funds only receive commission, not transfer fees and stamp duty, and different securities companies charge different commissions. Generally, it is two ten thousandths of the turnover.

How to calculate the on-site fund handling fee?

On-site funds only charge trading commissions, and the charging standards of securities companies are different. The commission rate of on-site funds is generally between 20,000 and 50,000, ranging from 5 yuan to three thousandths of the transaction amount. Assuming that the commission rate of a securities company is 3/10000, and investors buy the fund for 6,543.8+10,000 yuan, the handling fee of the fund in the trading hall is 654.38+ 3/10000 = 30 yuan. Commission is charged in both directions, and both buyers and sellers will receive commission.

Customers can check their commission rate in advance. If they feel high, they can consult the securities company in advance to see if they can reduce the commission rate.

Compared with stocks, on-site funds do not need additional stamp duty and transfer fees. Compared with OTC funds, OTC funds have no subscription fee, redemption fee and sales service fee, so the handling fee of OTC funds is relatively low, but investors do not want to trade on a daily basis, otherwise the handling fee cost is still relatively high.

On-site funds charge fees according to the commission of stock accounts:

1. If the commission of the account is 3.5 million yuan, then if you buy an on-site fund of 654.38 million yuan, the handling fee at the time of purchase is 35 yuan;

2. Charging threshold 5 yuan. For example, the commission 3.5 yuan only buys 65,438 yuan+0,000 yuan of on-site funds, and also charges 5 yuan handling fee, which is equivalent to the transaction rate of 5,000 yuan, so the transaction amount is relatively uneconomical.

Tip: If you buy a small amount of ETF index funds, it is not cost-effective to buy them on the spot, but you can buy ETF-linked funds off-site.

3. Advantages of on-site funds: stamp duty is not charged when selling, and the stamp duty is 1000 yuan, which greatly reduces the transaction cost.

On the floor is the stock market, also known as the secondary market. Off-exchange market is understood as the stock exchange market, that is, the agency sales of banks and securities companies, and the direct sales of fund companies, that is, the familiar open-end fund sales channels.

Closed-end funds and ETF funds can only be purchased in the market (for large investors, ETFs can be purchased in the "primary" market), that is, they can only be purchased in the stock market. Other open-end funds can be purchased off-site, which is a well-known way, in which LOF funds can be purchased on-site.

When a securities company opens a Shanghai and Shenzhen shareholder account, it can conduct on-the-spot transactions between the listed open-end fund LOF and ETF funds in the business department or website of the securities company (if you have bought stocks or closed-end funds before, you don't need to re-open the existing account, you can use the original account).

How to calculate the on-site fund handling fee?

On-site funds only charge trading commission, and the charging standards of securities companies are different, which will not exceed 3 ‰ of the transaction amount, and the single minimum 5 yuan (some securities companies do not have the minimum 5 yuan standard). For example, a securities company's commission rate is 3 ‰, and investors buy funds of 6,543.8+10,000 yuan, so the transaction fund handling fee is 654.38+110,000 x 3 ‰ = 30 yuan.

On-site funds refer to funds traded on the stock exchange. Like stocks, funds trade at real-time market prices, and floor funds need to open stock accounts or floor fund accounts.