It is more important to buy funds at the time node. Generally, it is bought at a low fund level or before the market starts, which requires investors to make judgments. The trick to buying a fund is to buy it a few minutes before the market closes. Before closing, you can probably judge the rise and fall of the fund on that day and buy when the fund falls.

Choosing a good fund can start from three aspects: the first is to choose a good industry, which can choose a fund with great development prospects, high profit-making effect or good industry stability; Second, choose a good fund manager, you can choose a fund manager who has been in business for a long time or a fund managed by a star fund manager; The third is to choose a fund with moderate scale. If the fund scale is too large, it will be more difficult for fund managers to manage it. If the fund scale is too small, the impact of subscription and redemption will be greater.

How does fund Xiaobai choose a fund?

1, according to the risk tolerance: If the risk tolerance is relatively high and can withstand the fluctuation of stock funds, hybrid funds, stock funds and index funds can be considered. If you are a steady investor, it is more appropriate to choose money funds and bond funds.

2. Pay attention to the ability of fund managers: the management ability of fund managers affects the performance of funds and the trend of fund net value. Investors should try to choose funds managed by fund managers with strong management ability and good performance.

3. Choose according to market conditions: When the market is in a bear market, investors can choose bond funds and money funds to avoid risks. In the bull market, investors can choose partial stock funds to obtain greater expected returns.