Investment fund is a collective investment system with both benefits and risks. Investment funds concentrate investors' funds, which are managed by professional managers entrusted by fund custodians and specialize in securities investment activities. It can be said that investment funds are the general name of all investment funds. Choosing any investment is actually tricky, and learning these skills before investing is twice the result with half the effort. So what are the fund investment skills? The following are the investment skills of 202 1 funds collected by Bian Xiao. Who are the suitable funds for investment? I hope I can help you.
What are the fund investment skills?
1 suits you best. If you choose a familiar industry and a familiar fund manager's fund, you should at least agree with his operating style and carefully check his past performance and fund trend.
If you choose to stick to the fixed investment, especially when the fund falls, you should stick to the fixed investment, so that you can get a lower-cost share and make you more profitable when the fund rises.
3 set the take profit point, remember not to set the stop loss point. According to experience, as long as it is a carefully selected fund, as long as it insists on fixed investment, there will definitely be time to make money. Long-term investment has more income than short-term investment, so the fund can take profit and not stop loss.
There are not many funds, so it is best not to buy more than five funds at the same time. Personally, I think it is more appropriate to buy three funds.
5 remember not to chase up and kill down. When it goes up, it can make profits in batches, and when it goes down, it can make up the position in batches, which makes the position cost lower.
6 Independent analysis, don't trust the so-called experts easily. Experts' recommendations are all driven by interests. Whether such a fund is suitable for you still needs a big question mark.
7 Make good use of fund conversion. At the same time, choose a good variety of replacement funds when making profits, which can save a lot of transaction costs and make every sum of money in the family play the greatest value.
How to choose the fixed investment mode of the fund
1 periodic quota. This fixed investment method is most similar to the bank's zero deposit and lump sum withdrawal, that is, the standard amount of funds is invested every month. This way is a good way to save money.
2 dynamic fixed investment. This method is to set the upper limit of the monthly fund market value. If the upper limit is reached, no additional investment will be made. If the ceiling is not reached, additional investment will be made to the ceiling. The biggest advantage of this method is that it allows us to raise the required funds within our own investment cycle.
3 combined fixed investment. The investment target of portfolio investment is generally composed of two or three funds, which can resist the risk of market fluctuation and maintain high investment efficiency.
Who is the fund suitable for investment?
1 small investors. The investment threshold of the fund is very low. Some people are optimistic about the return of the stock market, but the funds at hand are not very abundant. Those high-quality stocks often cost tens of dollars, starting from 100 shares. It is difficult to disperse and buy some support. At this time, you can choose equity funds. If you prefer large-cap blue-chip stocks, you can choose large-cap funds. At this time, when you buy a fund, it is equivalent to holding a basket of blue-chip stocks, and the fund is subscribed.
People who are new to investment or have no time to pay attention to market dynamics. Fund investment is equivalent to giving money to a professional person (fund manager) and then sharing the proceeds with us. For a busy person, there is no time to pay attention to the market in real time. For a novice investor, it is impossible to identify news quickly, but fund managers can help us do these jobs, get information, and then take strategies to deal with market changes. Investment funds are equivalent to the process that fund managers handle post-investment. Moreover, some types of funds are extremely risky and basically do not test the professional level of investors, such as money funds and index funds. If you want to save time and effort, you can also choose the fund to make a fixed investment, operate once, set the deduction time and amount, and you can work with peace of mind.
March moonlight clan. I believe that every moonlight family has a dream of saving money, but they just can't save it. I don't know how to spend it anyway. Anyway, the money is gone. At this time, you can choose the fund to vote, 3500. Set the deduction time of the fixed investment to one or two days after the salary is paid, and then automatically transfer part of it to the fund share. If you persist for a period of time, you will find that spending a few hundred dollars a month seems to have no effect and the quality of life has not declined. On the contrary, you saved the money, killing two birds with one stone. Maybe in the near future, I can finish a long-awaited trip.
4 investors who want to diversify their investments. Not to mention money funds and bond funds, the risk coefficient is very low, and stock funds are also an application of the concept of diversification. Compared with investing all your money in one stock, the risk factor of buying a basket of stocks is definitely much lower. The fund aims to pursue long-term returns, and does not need frequent operations to pursue band returns. Very suitable for stable investors.
Fund investment is a medium-and long-term investment method, which is taboo for short-term intraday trading. Coupled with the relatively high transaction cost of funds, short-term intraday trading will generate a large number of transaction costs, and the expected income is not high, which is often not worth the candle.