Financial insurance mainly includes dividend insurance, universal insurance and investment-linked insurance. These three types of insurance do not necessarily guarantee the return of funds, and the income is unstable.
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If you want to realize the return on capital and have relatively stable income, you can consider annuity insurance and incremental whole life insurance.
Annuity insurance:
Annuity insurance means that after the applicant pays the insurance premium in one lump sum or on time, the insurer pays the insurance premium on time until the contract expires or the insured dies.
With the passage of time, the premium paid by annuity insurance will gradually exceed the premium paid, resulting in certain income.
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Add whole life insurance:
Whole life insurance's death insurance is generally paid at least, and people are bound to die, so we can understand it as whole life insurance's compensation increase.
In addition, the increased cash value of whole life insurance will gradually increase, and then it will exceed the premium paid, and it can be taken out by reducing insurance or surrendering insurance in the later period.
Therefore, increasing whole life insurance can also achieve the purpose of our financial management.
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Who can manage money and ensure growth in whole life insurance? Is it worth starting with?
The answer to this question is so much! I hope it helps!
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