When is the right time for the fund to buy? For people who just started to buy funds, this is a knowledge that must be remembered. After all, no one wants to buy a fund without income, so Bian Xiao will take you to buy a fund at the right time. I hope you like it.
When is the right time for the fund to buy?
The best time to buy a fund is a few minutes before the close, and the transactions before three o'clock are calculated according to the net value at the close of the day. After all, you can know the ups and downs of the fund that day. You can buy it when the fund falls (it is more cost-effective to buy the fund when it falls), and you can not buy it when the fund rises (it is not cost-effective to buy the fund when it rises).
Fund trading hours: Monday to Friday, 9: 30am-1:30am, afternoon13: 00pm-15: 00pm, and trading is not allowed on legal holidays.
Net value difference of purchase fund
Generally speaking, the biggest difference between fund buying before 3 o'clock and after 3 o'clock is the difference in calculating the net value of buying shares. Buying funds before 3 o'clock is calculated on the same day, and buying funds after 3 o'clock can only be calculated on the next trading day. According to the trading hours of the fund, the fund stopped trading at 3 o'clock that day, so buying after 3 o'clock is equivalent to buying on the next trading day.
The end date of the financial period
First, there is a redemption period every 30 days. Less than 30 days, it can neither be bought nor redeemed. You can continue for another 30 days after 30 days. Interest rates may fluctuate to a certain extent in each cycle, but generally they will not fluctuate too much. The 30-day cycle is relatively short, so you can make short-term investments without affecting the cash flow at any time.
Second, this is the lucky treasure fund product in Yu 'ebao, which is a regular wealth management product, just like the deposit and death period in the bank; The income is valid for 30 days, that is, put the money in the balance treasure for 30 days, and the income will be distributed to you.
3. For investors, Lucky Treasure is a fixed-term, low-risk investment and financial management field. Zhaocaibao combines the advantages of demand discovery of the Internet and risk management of financial institutions, creating a brand-new investment path for users, which can not only enjoy the convenience brought by the Internet era, but also enjoy the security brought by financial institutions, simply and efficiently invest in financial management and enjoy the benefits. Investors need to pay attention to whether they meet their own liquidity requirements when purchasing such wealth management. If they can't redeem in advance, they should make good arrangements for funds before buying, otherwise it will be very troublesome when they need liquidity.
The end date of wealth management cycle refers to the maturity date of wealth management products. After the product expires, the system will clear the investment situation of the product in this cycle, and then calculate the investor's principal and interest according to the amount held by the investor. General principal and income will arrive in 2-3 working days.
It is worth noting that there is no interest in the liquidation period after the product expires. For example, an investor bought a 90-day net worth product on March 1 day, and the product expires on May 29th, which does not mean that the investor can get the principal and interest, so there are still 2-3 trading days for liquidation, and there is no interest on the liquidation day. If May 29th is a weekend or holiday, the investor's principal and income will be delayed, and then you can pay attention to the information of purchasing platform.
At present, the wealth management products of banks are mostly net-worth products, and the income of net-worth products is floating, and the principal may be lost.