Legal analysis: 1, different payment methods, pension: no payment. Endowment insurance: part of the social security to be paid every month is endowment insurance. Generally, it is withheld and remitted by the insured unit, part of which is handed over to the state and part of which is deposited in personal accounts. The payment standard of social endowment insurance often follows a unified payment standard.

2. There are many ways to receive pension: according to the payment method of pension, pension can be divided into one-time payment and installment payment. The former means that employees pay pensions after retirement, and enterprises are not obliged to pay the expenses after retirement. The latter refers to the payment of pensions by installments, such as monthly or annual payment, after employees retire to death. Old-age insurance: it is issued by government departments and institutions in a unified way, and there are unified regulations for every member of society to receive pensions.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 1 This Law is formulated in accordance with the Constitution for the purpose of adjusting the social insurance relationship, safeguarding citizens' legitimate rights and interests in participating in social insurance and enjoying social insurance benefits, enabling citizens to enjoy the fruits of development and promoting social harmony and stability.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.