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The development idea of terminal financial services in Unicom app is
1, user-centered, providing personalized financial services. Unicom app can understand users' needs through user data analysis and provide users with personalized financial services, such as recommending suitable wealth management products according to users' consumption habits.

2. Strengthen cooperation with financial institutions. Unicom app can cooperate with banks, insurance companies, fund companies and other financial institutions to launch financial products and services to improve users' financial experience.

3. Introduce intelligent investment and financial management tools. Unicom app can introduce some intelligent investment and financial management tools, such as an investment recommendation system based on artificial intelligence, to provide users with more accurate investment advice.

4. Optimize the user experience and improve the usability of products. Unicom app can pay attention to the user experience in product development and design, improve the usability and convenience of products, and make users more willing to use and trust the financial services of Unicom app.