Trust and asset management are both behaviors in which the investor, that is, the client, entrusts funds to a professional trustee or institution to help the client manage and operate his or her own assets.

So what is the difference between trust and asset management?

1. The meaning of trust products Trust products refer to financial products that provide investors with low risk and stable income returns.

Trust varieties are very diverse in product design, and each has different characteristics.

2. The meaning of asset management products. Asset management is a public fund management company or securities company approved by regulatory agencies. It raises funds from specific customers or accepts property entrustment from specific customers to serve as asset managers. The custodian institution serves as the asset custodian and is the asset entrustment agency.

It is a standardized financial product that uses entrusted property to invest in people's interests.

3. The difference between trust products and asset management products 1) There are differences in regulatory authorities. The regulatory authority for asset management products is generally the China Securities Regulatory Commission, while for trust products it is the China Banking Regulatory Commission.

2) Applicable laws are different. Asset management products are mainly subject to securities market laws, while trust products are subject to trust market laws.

3) Differences in issuers: The issuers of asset management products are asset management companies; the issuers of trust products are trust companies.

4) Quotas vary. Asset management products can have 200 investment quotas; trust products with less than 3 million natural persons can only have 50 investment quotas.

5) Investment scope is different. Asset management products are just an investment and financing tool; trusts, in addition to being an investment and financing tool, can also have application value in many fields such as family wealth preservation and inheritance, social charity and donation.

6) There are differences in management content. Asset management products are about the management of funds; in addition to fund management, trust products can also manage some things, especially in family trusts.