As of 223, rural land-lost insurance has not been cancelled.
Land-lost insurance in rural areas refers to a system that provides old-age insurance for land-lost farmers, aiming at providing basic living security for farmers who have lost their land. The system was implemented in 29 and has been promoted nationwide. The insured object of rural land-lost insurance is mainly land-lost farmers. Land-lost farmers refer to those who have lost all or part of their land due to the unified expropriation of rural collective land by the government and enjoy the contractual management right to the land expropriated at the time of land acquisition.
Land-lost farmers who have reached the age of 18 can voluntarily participate in insurance. The age is based on the date of birth published on the resident identity card, and the time of land acquisition is based on the time of land acquisition. The payment standard of rural land-lost insurance is relatively low, the payment period is 15 years, and the payment amount varies according to different local policies. After reaching retirement age, landless peasants can receive land-lost insurance pension in accordance with state regulations, and the amount of pension varies according to individual contributions and policy provisions.
Institutional problems in rural land-lost insurance
Rural land-lost insurance provides basic living security for land-lost farmers, but there are also some problems in this system. For example, in some areas, there are problems such as irregular management of insurance funds and unreasonable compensation amount. In addition, the payment standard of rural land-lost insurance is relatively low, which may lead to the low amount of pension received by land-lost farmers after retirement.
in order to solve these problems, the state is gradually improving the rural land-lost insurance system, improving the management level of insurance funds, and adjusting the insurance payment standard and compensation amount to better protect the rights and interests of land-lost farmers. At the same time, the state is also promoting the convergence of rural land-lost insurance and urban workers' old-age insurance, so that land-lost farmers can enjoy better old-age insurance benefits after transferring employment.