Hello! When buying insurance for a three-year-old child, we should consider his actual needs. Generally speaking, accident insurance, health insurance and education fund insurance are relatively suitable products. The specific description is as follows:

1, three-year-old children are still young and active, and the risk of various accidents is relatively high. It is recommended to give priority to accident insurance. According to the regulations of the China Insurance Regulatory Commission, the maximum compensation for accidental death of three-year-old children is 200,000 yuan, and some insurance companies will not pay for it. In addition, it is inevitable that there will be some bumps in the process of children's growth. Parents are advised to give priority to products with accidental outpatient protection when insuring.

3-year-old children are weak and easy to get sick, so they need to buy appropriate health insurance. It is suggested that products with hospitalization medical insurance should be given priority to reduce the economic pressure caused by medical expenses. In addition, at present, major diseases are becoming younger, so it is necessary to buy critical illness insurance for children. Pay attention to the protection of children's special diseases, such as childhood leukemia, hand, foot and mouth disease, etc.

3. After the accident insurance and health insurance are improved, if the family economic conditions permit, you can buy a suitable children's education insurance for the three-year-old children.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.