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Why do some funds deduct money at the time of subscription, and some later transfer?
The money was deducted because the share or redemption fee was not confirmed, and then transferred because the account balance was insufficient.

The fund just started to buy, and the handling process in the middle requires a handling fee, so the money was deducted when buying. I will transfer it later, because there was no money in the account at that time, and I will make up the deduction when the account has money.

Buying a fund requires a handling fee, so it will be deducted. In the process of active purchase of each platform, it is necessary to pay a certain handling fee, which is actually a means for brokers to make profits.