April 25th Director of Liu Yonglin Housing Provident Fund Management Center
Fengfeng Online was published at 9: 33: 00 on April 25th, 2008.
1, SMS: unemployed around 2002 (formerly known as Qingdao Electric Appliance Factory, now I don't know what its name is). When I lost my job, I didn't pay the housing provident fund for hundreds of dollars. When I started looking, the unit said it was not urgent, and so on. But now the unit leaders have changed crop after crop, and I don't know when they went. I don't know how to take out the provident fund. ms zheng
Reply: I replied. According to the "Management Measures for the Extraction of Housing Provident Fund in Qingdao", if the labor relationship with the unit is terminated and the employee has not been re-employed for more than 3 years (including 3 years), the housing provident fund can be extracted. Meet the above conditions, you can provide the original unemployment certificate and a copy of my ID card for more than 3 years to extract the housing provident fund. When handling the withdrawal, hand over the above materials to the unit where the housing provident fund is located, and the unit housing provident fund manager will handle the withdrawal procedures for you.
2. My factory (formerly Qingdao Decorative Cloth General Factory, now restructured) requires retirement at the age of 45 (80% of 760 yuan's salary was paid and 480 yuan got it). At work, I heard that the proportion of the national provident fund is 7% of the monthly salary, and it is increasing every year, but the factory has been giving it to 5% (25 yuan) for many years, and now it is still 5% when I retire at home at the age of 48. Excuse me, should the provident fund enjoy 7% or 5%? Ms. Tang
Reply: I replied. 1992 After the establishment of the Provident Fund, the contribution ratio of the Provident Fund was adjusted as follows:
1 August 19921day to1March 3, 19961day, and the contribution ratio of units and individuals is 5% respectively; 1 April, 19961day to1June, 30, 1997, the contribution rate of units and individuals was 2.5% respectively; 1 July, 19971day to1February, 3, 19981day, and the contribution ratio of units and individuals is 5% respectively; 1 June 65438+1October1By September 30, 2007, the contribution ratio of units and individuals was 7%-20% respectively; From June 65438, 2007 to1October 65438, the proportion of contributions paid by units and individuals is 5%-20% respectively;
The monthly deposit of housing provident fund is the average salary of employees in the previous year multiplied by the deposit ratio of employee housing provident fund and the deposit ratio of unit housing provident fund. If your salary hasn't changed, the provident fund doesn't have to be increased every year.
According to the document No.52 [2006] issued by the Ministry of Construction, the Ministry of Finance and the People's Bank of China, the housing accumulation fund for retired employees will be considered according to the specific situation when the enterprise where their labor relations are located determines the living expenses during the period of "quitting work".
3. Qingdao Hongda Plastic Company, since 2000, all employees have no provident fund. I retired in 2006. When I was on the job, I asked the unit and answered that I would not invest if I had no money. Is this legal? Now the unit is going to be restructured and relocated, what should I do? Ms. Li
Answer: According to the telephone contact with the workers, Qingdao Hongda Plastic Corporation was originally Qingdao No.2 Plastic Factory. Workers have been working in the unit from 2000 to 2006, and the unit pays more than 600 yuan per month, but the unit does not pay them the provident fund. The law enforcement officers of our center have explained the policies and regulations of housing provident fund management to the reflector, and told the reflector to bring the original and photocopy of the labor contract, salary income certificate and identity certificate to our center to complain on the spot to solve the problem of unpaid units.
My mother-in-law is a worker of Qinggang, and she is 49 years old and hasn't retired yet. She has been working for nearly 30 years. She proposed a provident fund around 2000, and now she has no plans to buy a house. How to put it forward at one time? MS Yu
Reply: I replied. Housing provident fund is a personal housing savings fund specially used for housing consumption expenditure, and it is only allowed to be withdrawn if it meets the requirements. The Administrative Measures for the Withdrawal of Housing Provident Fund in Qingdao * * * stipulates 1 1 the circumstances in which housing provident fund can be withdrawn: purchase, construction, renovation and overhaul of self-occupied houses with property rights; Retire and reach the statutory retirement age; Completely lose the ability to work and terminate the labor relationship with the unit; Settle abroad; Repay the principal and interest of the house purchase loan; Rent exceeds family wage income; Enjoy the minimum living guarantee for urban residents; The employee is dead or declared dead; Rural migrant workers and units terminate labor relations; Termination of labor relations with the unit for more than 3 years (including 3 years) without re-employment; The employee himself, his spouse and his immediate family members suffer from serious diseases, causing serious difficulties in family life. As long as any of the above conditions are met, relevant materials can be provided to extract the housing provident fund.
5. Qingdao Yun Chun Machinery Co., Ltd. went bankrupt in June 5438+February 2007, and issued a "provident fund card" when it went bankrupt. I heard that I could mention it, but I never mentioned it. I've been taking Xiebao now. Is there any provident fund? Ms. bi
Reply: I replied. According to the "Regulations", the housing provident fund was also interrupted due to the interruption of the wage relationship of the insured.
6. 1986 started to work in a special-purpose car company, until 12.30, 2002. I heard that the government set up a provident fund housing system in 1992, and now there is a discount date in hand, starting from May 2000, when the enterprise 18 started to invest. Now I want to ask: where did the provident fund go before 2000? Ms. Guan
Reply: I replied. Our center began to record employee accounts in May 2000, and it was recorded by banks before 2000. You can come to our center with the original ID card to check the balance of housing provident fund before 2000 or consult the manager of the unit to pay the provident fund before 2000.
7. I work in a private enterprise, and my unit pays 100 yuan of provident fund every month, and I have paid 1 year. But I bought a house this year, and the developer said that the payment amount was too small to make a loan. Why? Mr.wang
Reply: I have replied at the show site.
8. All employees of Qingdao Arts and Crafts Co., Ltd. reduced their provident fund from 0 1. The file salary has not changed for seven years, but the actual salary is much higher than the file salary, which changes every year. Is it reasonable for the unit to do so? Ms. Tian
Reply: According to the telephone contact with the staff, Ms. Tian said that the salary of the unit is adjusted every year, but the payment base of the housing provident fund has always been the file salary, which has not changed for seven years. Law enforcement officers explained to them the policy of housing provident fund. First, the unit calculates the deposit base of housing provident fund for employees, which should be based on the average monthly salary of employees in the previous year; Second, the unit should go to the housing provident fund management center to adjust the deposit base once a year. For the violation of the unit's failure to adjust the deposit base of housing provident fund, our center informed the employees to provide the salary details of 200 1 so far, and made a complaint on the spot (address: Room 2 19, No.2 Shandong Road). Law enforcement officers will investigate and deal with the violations of the unit, and the respondent agrees to the above reply.
9. I am an employee of a Japanese-funded enterprise in Laoshan. I have no provident fund since I joined the company at 0 1. I wanted to report to the Laoshan District Provident Fund Management Office, but I couldn't get through. I don't know why. What should I do with this behavior of another company? Ms. Chen
Reply: According to the telephone contact with the staff, the full name of the company is Qingdao Shiyuan Food Co., Ltd., a Japanese-funded enterprise with a factory in Laoshan District, 1995. Ms. Chen has been working in this unit since 200 1, but she has never signed a labor contract with the unit since 2002, and the pension insurance has been paid normally so far. The law enforcement officers of our center explained to them that according to Article 14 of Chapter III of the State Council's Regulations on the Management of Housing Provident Fund, "newly established units should go through the registration procedures for housing provident fund deposit at the housing provident fund management center within 30 days from the date of establishment, and go through the establishment procedures for housing provident fund accounts at the entrusted bank with the audit documents of the housing provident fund management center within 20 days from the date of registration". Because employees have never signed a labor contract with the unit since 2002, law enforcement officers told Ms. Chen to provide details of old-age insurance and go to the Laoshan Management Office of the Municipal Provident Fund Management Center to complain about the violations of the company on the spot. Ms. Chen agrees with the above reply.
10, I'm a retired employee, so my company doesn't pay the provident fund, right? Can I extract it at one time? Mr. Joe
Reply: I replied. According to the document No.52 [2006] issued by the Ministry of Construction, the Ministry of Finance and the People's Bank of China, the housing accumulation fund for retired employees will be considered according to the specific situation when the enterprise where their labor relations are located determines the living expenses during the period of "quitting work". According to the Measures for the Administration of the Extraction of Housing Provident Fund in Qingdao, housing provident fund can be extracted if it meets any conditions such as buying a house, repaying the principal and interest of a house loan, enjoying the minimum living guarantee for urban residents, and retiring.
1 1, the child was a contract worker of netcom, and later went to the outsourcing company of netcom (Qingdao wangtai information technology co., ltd.), so he didn't pay the provident fund. Is it reasonable? What should I do if the previous provident fund cannot be withdrawn? Ms. Zhou
Reply: After contacting the staff by phone, I learned that the problem reflected by Ms. Zhou's phone call was not her child's problem. I haven't got the child's consent yet, so I'll call to discuss it when I get back.
12. My daughter worked in a vegetable shop for two years and resigned. Now it's 13. Can she still withdraw the provident fund? Ms. Li
Reply: I replied. The Administrative Measures for the Extraction of Housing Provident Fund in Qingdao clearly stipulates the conditions for the extraction of housing provident fund. Only when the specified extraction conditions are met can the housing provident fund be extracted. The extraction conditions stipulated in the extraction method include: purchase, construction, renovation and overhaul of self-occupied housing with property rights; Retire and reach the statutory retirement age; Completely lose the ability to work and terminate the labor relationship with the unit; Settle abroad; Repay the principal and interest of the house purchase loan; Rent exceeds family wage income; Enjoy the minimum living guarantee for urban residents; The employee is dead or declared dead; Rural migrant workers and units terminate labor relations; Termination of labor relations with the unit for more than 3 years (including 3 years) without re-employment; The employee himself, his spouse and his immediate family members suffer from serious diseases, causing serious difficulties in family life. Meet one of the above conditions, you can provide relevant certification materials to extract housing provident fund.
13. Is there a difference between welfare housing allocation and non-welfare housing allocation, and the provident fund treatment with and without housing? What's the difference between housing subsidy and housing accumulation fund? Mr. Lu
Response: The existence of welfare housing and the absence of welfare housing are related to housing subsidies and have nothing to do with housing provident fund. The so-called housing accumulation fund refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social organizations and their employees. Housing accumulation fund is compulsory. Enterprises can formulate the implementation plan of housing subsidies according to their own conditions, and housing subsidies are not mandatory.
The answer has been given, but the employee suggested why the provident fund has nothing to do with welfare housing distribution and needs further clarification.
I am an employee of Shan Zhi Electric Company. Retired in 2005, asked for provident fund. The financial department said that the computer couldn't adjust the accounts, and the factory labor department couldn't explain why. I have asked the secretary to answer the factory's difficulties many times, and I have no money to pay my salary, so I have my own salary table to check. Mr Xue
Reply: According to the telephone contact with the staff, Mr. Xue went through the formal retirement formalities in March 2005. According to Article 29 of Chapter IV of the Administrative Punishment Law of the People's Republic of China, if no illegal act is found within two years, no administrative punishment will be imposed. Except as otherwise provided by law. The time limit specified in the preceding paragraph shall be counted from the date when the illegal act occurs; If the illegal act has a continuous or continuous state, it shall be counted from the date when the act ends. "According to the regulations, the problems reflected by Mr. Xue have exceeded the limitation of complaints and can only be resolved through consultation with the unit. Mr. Xue agrees with this reply.
15. according to the current regulations, the unemployed can only withdraw the provident fund after three years. If it is urgent, why can't they withdraw it immediately? MrZhao
Reply: I replied. The housing accumulation fund system is established to promote urban housing construction and improve the living standards of urban residents. Housing accumulation fund is a personal housing savings fund specially used for housing consumption expenditure. The State Council's Regulations on the Management of Housing Provident Fund has made strict provisions on the deposit and withdrawal of housing provident fund. In order to take care of the employees who have difficulties in life, according to the spirit of the higher-level documents, employees who have been unemployed for three years have been allowed to withdraw the housing provident fund since 2006. For those who have just lost their jobs, considering the possibility of re-employment, housing provident fund will not be withdrawn. Moreover, in order to ensure the establishment of employee housing provident fund loan system and help employees solve housing problems, the extraction conditions should not be too loose, otherwise it will lead to the loss of housing provident fund and affect the role of housing provident fund.
16, I am also an employee of No.2 Rubber Factory. Director Liu has a problem with the handling of this problem. Why should someone report it to whom? Cann't you draw inferences from one example to another? Some people are really inconvenient to report, so there is no way to solve it? Mr.wang
Reply: I contacted the staff by telephone and learned that Mr. Wang is now an on-the-job employee of Rubber No.2 Factory. The main problem reflected is that the unit did not pay the housing provident fund for him in time, which led to the inability to use the housing provident fund loan to buy a house. I ask our center to solve the problem of unpaid units as soon as possible. The administrative law enforcement personnel explained that the first is the problem of your unit's arrears. Our center began to recover housing provident fund for employees from 200 1. So far, all the complaints about employees and retirees who left the factory before 2003 have been completely solved. Second, your company has been in arrears for a long time, starting from April 1998. The amount owed is relatively large. As of 2007, the accumulated arrears of housing provident fund reached more than 60 million yuan. Due to the large amount of arrears, if the municipal provident fund management center applies to the people's court to enforce the illegal behavior of the unit, it will inevitably lead to a series of related negative effects such as the inability of enterprises to produce normally and the inability of employees to guarantee their jobs. Third, there are many people in your unit and the mobility is strong. In 2003, more than 400 employees of your company went to work in the joint-stock company. Since April 1998, the monthly increase or decrease of employees is uncertain. City Provident Fund Management Center takes compulsory measures to recover housing provident fund for employees. If your company refuses to cooperate, it is difficult to calculate the amount owed by all employees. At the same time, inform Mr. Wang that this year, the municipal provident fund management center will also take some effective measures to solve the problem of unit arrears as soon as possible. Mr. Wang agrees with this answer.
17. Just now, the director said that the audience should "ask the enterprise to pay living expenses or wages"? So what's the difference between them? According to what definition? Mr. Zhang
Reply: On April 28th, 2008, the administrative law enforcement officers of our center went to the unit for on-the-spot investigation and learned that the problem reflected by Mr. Zhang was about his spouse. On 200 1, Yang Lili personally applied to sign the Application Form for Retirement Resettlement with the company (Qingdao Liu Si Zhonglu Silk Shop) and voluntarily dissolved the labor contract and employment agreement. Yang Lili said that he would come to our center for an interview after May Day.
18, I am an employee of Huanghai Group. When I bought a house last year, I found that my company had been in arrears for 12 years. I went to work and found a house that I couldn't afford without money. Would like to ask if there are any relevant laws and regulations to restrict the behavior of enterprises? Mr. Zhuang
Reply: I contacted the staff by telephone and learned that Mr. Wang is now an on-the-job employee of Rubber No.2 Factory. The main problem reflected is that the unit did not pay the housing provident fund for him in time, which led to the inability to use the housing provident fund loan to buy a house. I ask our center to solve the problem of unpaid units as soon as possible. The administrative law enforcement personnel explained that the first is the problem of your unit's arrears. Our center began to recover housing provident fund for employees from 200 1. So far, all the complaints about employees and retirees who left the factory before 2003 have been completely solved. Second, your company has been in arrears for a long time, starting from April 1998. The amount owed is relatively large. As of 2007, the accumulated arrears of housing provident fund reached more than 60 million yuan. Due to the large amount of arrears, if the municipal provident fund management center applies to the people's court to enforce the illegal behavior of the unit, it will inevitably lead to a series of related negative effects such as the inability of enterprises to produce normally and the inability of employees to guarantee their jobs. Third, there are many people in your unit and the mobility is strong. In 2003, more than 400 employees of your company went to work in the joint-stock company. Since April 1998, the monthly increase or decrease of employees is uncertain. City Provident Fund Management Center takes compulsory measures to recover housing provident fund for employees. If your company refuses to cooperate, it is difficult to calculate the amount owed by all employees. At the same time, inform Mr. Wang that this year, the municipal provident fund management center will also take some effective measures to solve the problem of unit arrears as soon as possible. Mr. Wang agrees with this answer.
19, in 2004, after the railway transformation, I bought a new house, but the real estate license has not been done yet, so I can't withdraw the provident fund. What should I do? Ms. Tian
Reply: I replied. According to the "Management Measures for the Extraction of Housing Provident Fund in Qingdao", if an employee fails to apply for a house title certificate when purchasing a commercial house, he can provide the original contract for the sale of commercial housing and the original invoice for the full purchase, or provide the original contract for the sale of commercial housing and the original deed tax payment certificate to extract the housing provident fund.
20. The children live in Jimo. After graduating from college, they went to Qingdao to work and rent a house. What documents can they take to withdraw the provident fund? Ms. Wang
Reply: I replied. According to the Administrative Measures for the Extraction of Housing Provident Fund in Qingdao, if employees pay more than 10% of their family wage income by renting public houses, they should provide the original household registration book, the original rental table of rented public houses issued by the housing management department and the original salary income certificate of the previous year issued by the lessee and his immediate family members, and the unemployed should provide the original unemployment certificate. Employees who rent private houses and pay more than 10% of their family wage income should provide the original household registration book, house lease contract, rent invoice and the original proof of the previous year's wage income issued by the lessee and his immediate family units, and the unemployed should provide the original unemployment certificate.
2 1, the provident fund stipulates that only loans can be withdrawn, which is unreasonable. The money my son borrowed from his sister to buy a house cannot be refunded, but Beijing can. lady
Reply: According to the management method of housing provident fund withdrawal in Qingdao, not only housing loans can withdraw housing provident fund, but also employees who buy self-occupied houses with property rights can withdraw housing provident fund. If your son didn't apply for a housing loan when buying a house, you can provide the original purchase contract and the full purchase invoice, or the original purchase contract and deed tax payment certificate, or provide the original real estate license to withdraw the housing provident fund.
22. Hisense Optical employees signed an internal retirement agreement in March last year to stop paying the provident fund. The provident fund management center replied that they have to pay if they have wages, and they have their own wages. Mr. Huang
Reply: I replied. According to the telephone contact with employees, Mr. Huang signed an internal retirement agreement in March last year. According to Article 2 of the Notice on Several Specific Issues Concerning the Management of Housing Provident Fund (Guan [2006] No.52), the payment of housing provident fund reflected by Mr. Huang is decided by the unit according to the actual situation, and Mr. Huang agrees with this reply and will not pursue the housing provident fund.
23. The employees of the railway engineering company used to be paid by the unit, but now they have not been paid for four years. Does it affect their retirement? Ms. Jiang
Reply: I replied. Paying housing provident fund has nothing to do with retirement.
24. Lighthouse brewers retired in 2003, and 0 1 began to invest in provident fund. What if there is no part before 0 1? Ms. Mu
Reply: After contacting the reporter by telephone, I learned that Ms. Mu wanted to ask how to recover the housing accumulation fund owed by the unit before 200 1, 1, and the law enforcement officers of our center told her that according to Article 29 of Chapter IV of the Administrative Punishment Law of the People's Republic of China, if no illegal acts were found within two years, no administrative punishment would be imposed. Except as otherwise provided by law. The time limit specified in the preceding paragraph shall be counted from the date when the illegal act occurs; If the illegal act has a continuous or continuous state, it shall be counted from the date when the act ends. "According to the regulations, the problems reflected by Ms. Mu have exceeded the limitation of complaints and can only be resolved through consultation with the unit. Ms. Mu agreed with this reply.
25. The elderly are in Chengyang and belong to affordable housing. I bought it myself. In 2002, the old man died, and in 2007, the 30,000-odd provident fund issued by the old man's unit was taken back to compensate the income from buying out the house at that time. Mr. Chen
Reply: According to the reporter's telephone contact, Mr. Chen's complaint mainly involves housing subsidies, and told him to reflect it to the relevant departments.
26. Employees of Mu Yi Group stopped paying provident fund in 2000. What is the reason? Ms. Zhang
Reply: After contacting the reporter by telephone, I learned that Ms. Zhang was consulting on behalf of her spouse. The specific situation is not very clear. Ms. Zhang said that she would contact our center after inquiring.
27. Buying a house has a real estate license and a house purchase agreement. Can I get a provident fund? Where can I get it? Ms. Zhao
Reply: According to the Administrative Measures for the Extraction of Housing Provident Fund in Qingdao, you can provide the original of the house ownership certificate and a copy of your ID card to extract the housing provident fund. When extracting, you should hand over the above materials to the manager of the unit where your housing provident fund is located, and the unit manager will handle the procedures for extracting housing provident fund for you.
Replied. However, employees have objections to the certification materials required for the withdrawal of housing provident fund.
28. Through the media, I know that the housing accumulation fund paid by each unit is very different, with a difference of dozens of times. Excuse me, Director Liu: What is the highest and lowest personal provident fund in our city? What is the reason for the gap? We really want to know.
Reply: I replied. In order to adjust the deposit gap of housing provident fund, the Housing Provident Fund Management Committee has adjusted the deposit base and proportion of housing provident fund in September 2007, and formulated the upper and lower limits of the deposit base and proportion of housing provident fund. The upper limit of the monthly deposit of housing provident fund for units and employees is determined according to the deposit ratio of 5 times and 20% of the average monthly salary of employees in our city last year, that is, 1785 yuan in 2008 respectively; The lower limit of the monthly deposit amount of housing provident fund for units and employees is determined according to the monthly minimum wage standard of employees in our city last year and the deposit ratio of 5%, that is, in 2008, the seven districts were 3 1 yuan, and the five cities were 27 yuan. After the adjustment, the gap of housing provident fund has narrowed.
The monthly deposit of housing provident fund is the average salary of employees in the previous year multiplied by the deposit ratio of employee housing provident fund and the deposit ratio of unit housing provident fund. The main reasons for the large gap before the adjustment are the large income difference of employees and the different proportion of unit deposits.
29. Since 200 1, our company has lowered its reserve and never adjusted it. The middle-level leaders of the unit pay according to the actual salary ratio, and the proportion of employees' contributions has never been adjusted. Is this reasonable?
Reply: The feedback is the same as the eighth question.
30. Hello, I am an employee of a company in Qingdao. I would like to know about the policy of withdrawing provident fund in Qingdao, mainly as follows: 1. If you haven't bought a house yet, can you withdraw the provident fund? 2. If you resign from the company, what about the previous provident fund? Can you extract it? Kuang Ming
Reply: I replied. According to the "Measures for the Administration of the Extraction of Housing Provident Fund in Qingdao", in addition to purchasing, building, renovating or overhauling self-occupied houses with property rights, housing provident fund can be extracted under the following circumstances: retirement and reaching the statutory retirement age; Completely lose the ability to work and terminate the labor relationship with the unit; Settle abroad; Repay the principal and interest of the house purchase loan; Rent exceeds family wage income; Enjoy the minimum living guarantee for urban residents; The employee is dead or declared dead; Rural migrant workers and units terminate labor relations; Termination of labor relations with the unit for more than 3 years (including 3 years) without re-employment; The employee himself, his spouse and his immediate family members suffer from serious diseases, causing serious difficulties in family life. Meet one of the above conditions, you can provide relevant certification materials to extract housing provident fund. If you resign from your unit and transfer to a new unit, you should transfer your housing provident fund to a new work unit; If there is no new work unit for the time being, the housing provident fund will be temporarily sealed in the original unit; Those who have been unemployed can be included in the housing provident fund temporary storage department.
3 1, hello! What are the inquiry methods of provident fund?
Reply: I replied. 1, online inquiry, 168 telephone inquiry and SMS inquiry; 2, provident fund discount query; 3. The employee himself goes to the counter with the original ID card.
32. Can I withdraw the provident fund from the house I bought in Jiaozhou?
Reply: I replied. According to the Measures for the Administration of the Extraction of Housing Provident Fund in Qingdao, employees can provide the original purchase contract and full purchase invoice, the original purchase contract and deed tax payment certificate, or the original real estate license to extract housing provident fund. If you buy a self-occupied house with property rights in Jiaozhou, you can provide the above materials to withdraw the housing accumulation fund.
33. I am unemployed now and will retire in September next year. Can I withdraw the provident fund?
Reply: I replied. According to the "Qingdao Housing Provident Fund Extraction Management Measures", those who have not been re-employed or retired for more than 3 years (including 3 years) and have reached the statutory retirement age can withdraw the housing provident fund.
34. Secretary: I work in an office and just retired this year. How and where should I withdraw my provident fund?
Reply: I replied. According to the "Qingdao Housing Provident Fund Extraction Management Measures", employees should provide the original retirement certificate and a copy of their ID cards when withdrawing housing provident fund. When extracting, you should hand over the above materials to the manager of the unit where your housing provident fund is located, and the unit manager will handle the procedures for extracting housing provident fund for you.
35. I have been unemployed for more than two years, and the provident fund unit has not paid me yet. What should I do?
Reply: After contacting the reporter by telephone, I learned that Ms. Xu reflected the withdrawal problem. The law enforcement officers of our center explained to her that according to the provisions of the Measures for the Administration of the Withdrawal of Housing Provident Fund in Qingdao, employees who have been unemployed for more than 3 years can go through the withdrawal procedures of housing provident fund. Ms. Xu has understood the policy and is satisfied with the reply.
36. Hello, Director Liu. I have been working in Jiashike for one year, and my pension insurance has been paid. I only said that paid hourly workers have no provident fund. Can this force Gasco to make up for it?
Reply: After contacting the staff by telephone, I learned that the respondent signed a time-based labor contract with Jiashike, and both pension insurance and medical insurance were paid, and wages were paid as usual, except for housing provident fund. The law enforcement officers of our center explained the policy of housing provident fund to reporters. According to Article 15 of Chapter III of the Regulations on the Management of Housing Provident Fund in the State Council, "if a unit hires employees, it shall go to the housing provident fund management center for deposit registration within 30 days from the date of employment, and handle the establishment or transfer of employee housing provident fund accounts with the audit documents of the housing provident fund management center." We have informed the reporters that they are required to bring the original and photocopy of the labor contract, proof of salary and income, and proof of identity to our center to complain on the spot, so as to solve the problem that the unit has not paid the housing provident fund for them. The reflector agrees with the above reply.
37. Hello, Director Liu! When can the unemployment accumulation fund be withdrawn? What's the procedure or where to go? Can urban low-income families quit?
Reply: I replied. According to the "Qingdao Housing Provident Fund Extraction Management Measures", if you have not been re-employed for more than 3 years (including 3 years) after terminating the labor relationship with the unit, you should provide unemployment certificate and a copy of your ID card to extract the housing provident fund; Enjoy the minimum living guarantee for urban residents, should provide the original certificate of minimum living guarantee for urban residents, a copy of ID card to extract housing provident fund. When extracting, you should hand over the above materials to the unit where your housing provident fund is located, and the unit housing provident fund manager will handle the housing provident fund extraction procedures for you.
38. Hello, Director Liu, please explain the provident fund policy for the unemployed comprehensively.
Reply: I replied. According to the Regulations on the Management of Housing Provident Fund, after the unemployed terminate their labor relations with their units, they will no longer pay the housing provident fund. If there is a balance of provident fund in the previous account, you can submit the original unemployment certificate and a copy of your ID card for more than 3 years to the original unit manager to withdraw the provident fund. Unemployed for less than three years, the provident fund should be stored in the original unit.
39. What if your company doesn't invest in the provident fund? Is there any way to limit it? Thank you.
Reply: Same as Question 36.
40. My total provident fund is only over 2,000 yuan. Can I buy a house with this money? The provident fund system is unreasonable for low-income workers.
Implementation: Get in touch with the caller immediately after going online on April 25th. It is understood that the caller said that from the beginning of the provident fund deposit to unemployment, the accumulated provident fund deposit 1400 yuan has been withdrawn and is still unemployed. He thought that his provident fund was too small to solve the housing problem, so he questioned the provident fund system, just taking this opportunity to express his personal views and said that he did not ask for a specific answer.
4 1, Hello, Director Liu: I have reflected a problem: the original unit owes our employees the provident fund, but individual employees have withheld it for several years, and some units still owe it. Now, due to industrial upgrading, most employees in the original unit have been diverted or self-employed, and the provident fund has not been replenished to employees. Is it legal for the original unit to do so? How to safeguard the rights and interests of employees? If the unit returns the detained employees, right? Can Director Liu help us? thank you
Reply: According to the telephone contact with employees, the reporter reflected Qingdao Tianyuan Chemical Co., Ltd., whose unit address is in Jiaonan. The whistleblower stated that the unit had been withholding employee housing provident fund from June 2003 to June 2007. In September 2007, the unit was forced to close by the government because of serious pollution. In response to the situation described by employees, law enforcement officers told reporters that after the investigation of this matter was implemented, the Municipal Provident Fund Management Center gave timely feedback according to the specific investigation situation, and the employees agreed to reply.
42. I am an employee of the former Qingdao Rubber Products No.2 Factory. Now our factory was taken over by the rubber group as early as around 94, and all the employees were digested by the group. Only a few people are left in the original factory waiting for the demolition of Tailiu Road. About 200 1, our factory gave each of us a provident fund card, telling us that there was about 150 yuan in it, but we couldn't withdraw it. Now the provident fund is a passbook, and the staff who stayed at the factory said to transfer the money to our passbook until we retired, but when we retired, our factory now said that the original factory and Ben did not transfer the money. But now in our hands, we have retired for several years. How can I get the money out of my card? Hello, Director Liu: Thank you for your answer! Now the group can only let us go back to the original factory to find the employees who stay in the factory, but the employees who stay in the factory don't want to take care of these things now. Can I go to the provident fund with my retirement certificate? Can you take it out yourself? thank you
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