1, different time periods. Account balance over the years refers to the accumulated balance in several years; This year's account balance refers to the accumulated balance of this year.

2, the scope of use is different. Over the years, the account balance can be used to pay outpatient and emergency expenses, including pre-hospital first aid, out-of-pocket medical expenses and the remaining medical expenses after additional basic payment. The current account balance can be used to pay for outpatient, emergency, pre-hospital first aid and drug purchase in designated retail pharmacies.

Can I use my account balance over the years?

1. You can use historical account balance, but there are standards and scope for using historical account balance;

2. Give priority to the balance of the current year when spending. When the current year's balance cannot be used or has been used up, the previous year's account balance will be used.

Legal basis: Article 64 of People's Republic of China (PRC) Social Insurance Law.

Social insurance funds include basic endowment insurance fund, basic medical insurance fund, industrial injury insurance fund, unemployment insurance fund and maternity insurance fund. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified accounting system throughout the country. The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it. The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning. The specific time and steps shall be stipulated by the State Council.