In order to ensure the safety of users' funds in Alipay system, Alipay has specially launched account insurance. When there is a fund security problem in the user's account, Alipay will cover the user's account funds to ensure the security of the account funds. Features of Yu 'ebao:
The assets of Yu 'ebao are actually money funds. The main targets of money fund investment are bonds, central bank bills, reverse repurchase and other financial products with high security and short term. These products are characterized by low returns, but high safety and minimal risk. At the same time, the assets invested by the Monetary Fund are short-term assets with strong product liquidity, which is also the reason for the strong liquidity of Yu 'ebao.
The security of money fund is very high, and the possibility of risk is very small, but the risk may still occur. If the bond price falls for a short period of time, or the money fund has a huge redemption, it may lead to the loss of the money fund.