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How much money do I have in the passbook of China Construction Bank before I can apply for a VIP card?
China Construction Bank's requirements for VIP cards are as follows:

1. Need to deposit 500,000 assets in CCB, generally including deposits, funds, profits and remittances.

2. You can apply for a platinum card with a loan of1800,000, and you need to have 200,000 assets to apply for a gold card.

It will take at least 3 months to process it, because the bank still has a period of observation on this account.

Platinum credit card applicants have an annual income of not less than 300,000. These two kinds of VIP credit cards can only be handled with the recommendation of CCB's account manager. Platinum wealth management card, 50W can be processed after 3 months deposit. You can enjoy VIP service when you go to the counter to handle business, and there is a special VIP window. There are also corresponding discounts for handling fees.

Definition of fund:

Fund, in English, refers to a certain amount of funds set up for a certain purpose. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations.

From the accounting point of view, capital is a narrow concept, which refers to funds with specific purposes and uses. The fund we are talking about mainly refers to the securities investment fund.

The classification of funds is as follows:

According to whether fund units can be increased or redeemed, they can be divided into open-end funds and closed-end funds.

1, open-end fund

Unlisted (as the case may be), purchased and redeemed through banks, brokers and fund companies, and the fund scale is not fixed;

2. Closed-end funds

With a fixed duration, it is generally listed and traded on the stock exchange, and investors buy and sell fund shares through the secondary market.

Credit card profile:

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to the credit card that the issuing bank gives the cardholder a certain credit limit, and the cardholder can spend first and then repay. Quasi-credit card refers to a credit card in which the cardholder deposits a certain amount of reserve fund according to the requirements of the bank, and when the reserve fund is insufficient to pay, it can be overdrawn within the credit limit stipulated by the issuing bank.