Generally speaking, 3-4 funds are more appropriate. The main reason is that although the fixed investment of funds can reduce the losses caused by fund fluctuations to a certain extent, if you only choose one fund, and the selected fund does not perform well, the investment target of the fund also belongs to the assets lacking value-added space, then no matter how you decide to invest, it will be a loss. Therefore, choosing 3-4 funds is mainly to adapt to your risk preference and risk tolerance. If you choose 1-2 fund, you may face the risk of "putting all your eggs in one basket" and it will be completely broken if you are not careful. If you choose too many funds, the purchase cost of fund shares will rise, and every extra fund in your fixed investment portfolio means that you have to pay more attention, which runs counter to the original intention of saving effort.

Tips: The above contents are for reference only, not as any suggestions. Investment is risky, so be cautious when entering the market.

Reply time: 2021-06-11. Please refer to the latest business changes announced by Ping An Bank in official website.

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