Dividend is a form of fund income, but after the dividend announcement, the net value of the fund often falls. Why? On the one hand, after the fund pays dividends, the fund company needs to transfer the corresponding amount of cash to the investors in the account, which leads to the decrease of fund assets, which is reflected in the decline of net value. On the other hand, it is influenced by investors' behavior. Many investors will put forward the dividend immediately after receiving it, which has caused the redemption pressure of the fund and led to the decline of the fund's net value.

In addition to the above reasons, it may also be related to market conditions. Sometimes the dividend policy of fund companies has not changed, but due to external market reasons, the net value of funds may fall. For example, in the case of a stock market crash, different types of funds will fall, even those that have already paid dividends are no exception. Therefore, the decline in net value after dividends may also be the result of market changes.

In addition, the decline after the fund pays dividends may also be due to the adjustment of the variety and proportion of the fund's investment portfolio, resulting in changes in the net value. Fund companies will adjust the fund portfolio according to the investment strategy and market conditions, and sometimes sell some stocks or other investment products for dividends or redistribute assets, which will also lead to fluctuations in the fund's net value.

On the whole, it is normal for the fund's net value to fall after dividends, so investors need not be too nervous. However, when investing in funds, it is suggested to choose those funds with stable dividends, large fund scale and low risk to reduce the impact after dividends.