It is common to lose money by buying stocks, but so is buying funds. Of course, the funds mentioned here mainly refer to partial stock funds, because they mainly invest in domestic or foreign stock markets, so they often lose money because of falling stocks. A friend asked Bian Xiao that he bought a fund of 654.38 million yuan at the beginning of this year, but now he has only lost 60,000 yuan. what should he do ？ Today, Bian Xiao will briefly talk about his own views. Welfare! 12-day financial training camp can only be snapped up at 1 yuan, only before 100! !

First, is it possible to buy a fund of 6,543,800 yuan and lose 60,000 yuan?

First of all, let's analyze the authenticity of this example. Only 60,000 yuan is left out of the 654.38+ 10,000 yuan, indicating that the expected rate of return is -40%.

Let's take a look, there are 28 funds with losses exceeding 40%, which shows that it is still possible. For example, Cathay Pacific Growth Preferred Mix (020026).

Second, what should I do if I buy a fund of 6.5438 million yuan and lose 60 thousand yuan?

In this case, there are generally three ways to deal with it:

1. jiacang

If you are very optimistic about the fund and think that it will definitely rise back, then you can reduce the cost of holding positions by adding positions.

This will not only make it easier to return to your capital, but also get more expected returns when your profit exits.

pretend to be dead

If you are optimistic about this fund, but have no money to add positions, then you can consider playing dead, that is, not selling or buying.

Put it there and let it go up and down, and then sell it when it returns to its original value or makes a profit.

cutting

The so-called cutting meat is to sell the fund at a loss, because all the losses of the fund are floating expected returns. As long as you don't sell it, there is still hope to return to the original. Once the meat is cut and sold, it becomes a real loss.

But if you really don't like this fund, then it may be a wise decision to cut the meat and stop the loss.

Conclusion: If you encounter a loss of 60,000 from a fund of 654.38+ 10,000, you might as well consider it carefully according to Bian Xiao's three methods. At present, the market value of A shares is at the bottom. Stop loss by cutting meat is not recommended unless absolutely necessary. There may be no way to wait until the bull market comes.

Introduction: Is it true or false to buy 10000 fund and earn 300 a day?