There are many risks in buying funds, the most classic of which is that funds are prone to losses. In fact, in the fund, it is similar to stocks. There is a saying that is apt, that is, seven losses, two draws and one profit. This sentence also applies to funds. Most retail investors will lose money, while a few can make money. Especially after, the fund ushered in a number of sharp falls, which caused many new entrants to the fund market to suffer heavy losses. At this time, many people withdrew from the fund market, and idle fish had another reason to sell goods. The implication is that the fund has lost a lot and has to sell things to maintain its own life. This is also the status quo of many young people buying funds, and they can see the aurora on their mobile phones every day.

Generally speaking, buying funds is risky, but it is aimed at stock funds and index funds. Their ups and downs are exaggerated, they can rise by seven points a day or fall by seven points a day. This is also the type that many people prefer to buy, because we want to make money after all, and only by choosing such a fund can we make a lot of money. There are also funds with little risk, such as bond funds and money funds, which have little risk and are very suitable for beginners to buy. But in exchange for a lower rate of return, if you buy these two funds, the risk rate will be very low. The risk of the fund is great, because it is a medium-high risk type of wealth management product after all, and not everyone can make money from it, especially for Xiaobai, it is really easy to lose money by buying a fund.

Buying funds is also easily influenced by the market. Many times, changes in the market will affect the rise and fall of funds. If the market is good, Xiaobai Fund can really make money. If the market is not good, even fund veterans can easily lose money. There are too many uncertain factors in the fund, so it needs to be purchased reasonably and cautiously, and the loss rate of blindly purchasing the fund will be great.