I. Investment scope of Yin Hua Monetary Fund A

Yin Hua Monetary Fund A is managed by Yin Hua Fund Management Co., Ltd. According to the fund files, its asset allocation is mainly concentrated in low-risk bonds, followed by bank deposits. As all investments are in low-risk areas, the risk of Yin Hua Monetary Fund A is naturally low.

Second, Yin Hua Monetary Fund A product risk

Yin Hua Monetary Fund A is the eighth monetary fund accessed by Yu 'ebao. The monetary fund itself has the property of high security, so its risk level is as low as other monetary funds. And as we all know, the money fund is the lowest risk fund, and the degree of risk is within the range that most people can bear.

Three. Payment to Yin Hua Monetary Fund a

It has been 13 years since the establishment of Yin Hua Monetary Fund A in 2005. So far, there has been no non-payment. Although the expected rate of return has been low, it has at least maintained a positive expected return. It can be seen from the stable historical payment situation that there is little possibility of payment problems in Yin Hua Monetary Fund A..

The Fund invests in financial instruments permitted by laws and regulations, including:

1, cash;

2. Notice deposit;

3. Short-term financing bonds and ultra-short-term financing bonds;

4. Bank time deposits and certificates of deposit within 1 year (including1year);

5. Bond repurchase with a term of 1 year (inclusive);

6. Central bank bills with a term of 1 year (inclusive);

7. Bonds with remaining maturity (or resale maturity) within 397 days (inclusive);

8. Asset-backed securities and medium-term notes with a remaining maturity of less than 397 days (inclusive);

9. Other money market instruments with good liquidity recognized by the China Securities Regulatory Commission and the People's Bank of China.

If laws, regulations or regulatory agencies allow money market funds to invest in other money market instruments, the Fund may participate in the investment of other money market instruments without holding a holders' meeting without changing the investment objectives, investment strategies and risk-return characteristics of the fund. Specific investment ratio restrictions shall be implemented in accordance with relevant laws, regulations and regulatory provisions. If the future laws, regulations or regulatory agencies allow the Fund to invest in other varieties, the fund manager can include them in the investment scope after performing appropriate procedures.