Advantages of fund fixed investment
1. Freedom of investment time: For busy office workers, there is no need to pay attention to investment time when the fund decides to invest, and invest as soon as it thinks.
2, the investment threshold is low: the fund does not need to invest a lot of money at one time, often to let everyone spread some spare money. For example, the well-known fund investment 10 means that you only need to invest 10 every day, which greatly lowers the investment threshold.
3. Low short-term risk: In the short term, the risk of fixed investment of the fund is relatively low. If you choose a long-term fixed investment, you will share the cost, thus reducing the investment risk.
4. The transaction operation is simple: investors do not need to have a strong sense of investment to make a fixed investment in the fund, and novices can simply participate.
Disadvantages of fund fixed investment
1, the buying time is difficult to control.
The profit model of the fund's fixed investment is somewhat similar to that of stocks, that is, when we buy at a low price, we will buy more fund shares with the same amount. When we buy at a high price, the fund share of the same amount will decrease, thus raising our cost price.
2. The timing of selling is not easy to control.
The fund's fixed investment is essentially for us to buy in buy buy, but no one told us when to sell it. As we all know, the fund's income fluctuates, and when it goes up, it goes down. Many people invest in Xiaobai in order to enter the fund, so how can we seize the opportunity of not selling well to make money?