When considering investing in postal finance, it is suggested to pay attention to the following aspects:
1. Product Type: Understand the types of wealth management products, such as guaranteed capital, non-guaranteed capital and floating income. Different types of products have different risks.
2. Investment direction: Pay attention to the investment in wealth management products, such as bonds, stocks, funds and trusts. , and clear investment risks.
3. Risk level: According to the risk level of wealth management products, choose the products that suit you. Risk levels are generally divided into low risk, medium low risk, medium risk, medium high risk and high risk.
4. Historical performance: Understand the performance of similar wealth management products of Postal Savings Bank in the past as an investment reference.
5. Expense income: Pay attention to the related expenses of wealth management products, such as subscription fee, management fee and redemption fee, and calculate the actual rate of return.
6. Liquidity: Consider the liquidity of wealth management products, such as investment term and redemption conditions, and ensure that investment funds can be withdrawn at any time when needed.
When investing in postal service, you must read the product manual carefully, understand the detailed information of the product, and invest within the risk range that you can bear. If in doubt, you can consult a professional financial adviser or investment expert.