It is best to buy fund direct sales with Industrial Bank Card and Guangfa Bank Card, and it is also good to buy China Merchants Bank Card for consignment.

If you want to buy your own fund, I suggest you ask which banks provide services on the fund company's website first.

Industrial Bank has a wide range of cards and can open direct sales accounts of many fund companies. Generally, the subscription fee for new funds is 50% off.

It is cheaper to open a direct account of a fund company with GDB card. Generally, the subscription fee for new funds is 30% off, which means there are too few GDB cards. Online direct selling funds have UnionPay transfer fees in other banks, but only GDB cards are not accepted. However, to open a fund account, you have to deduct a penny and set aside a few more dollars.

There are almost no direct sales of China Merchants Cards, but the funds that can be sold on commission are the most comprehensive, but there is no discount.

China Construction Bank has both direct sales and agency sales, but direct sales funds are not as prosperous as agency sales funds, and there are no more investments and discounts.

Bank of communications is generally also a consignment. I heard that there is also a 50% discount on the handling fee. I've never used it.

By the way, Industrial Bank's capital turnover is faster than investment promotion.