1. The net purchase amount calculated by external deduction method = 20000/(1+1.5%) =19998.985 yuan.

Confirmed subscription fund share =19998.985/1.1=18180.90.

2. Redemption Amount = Redemption Quantity * Redemption Date Fund Net Value-Redemption Fee =18180.90 *1.2 (1-0.5%) = 21707.99 Yuan.

I hope it helps.

1, the subscription fee of the external deduction method is the subscription fee for collecting the part of the fee that is really used to purchase the fund.

2. The subscription fee of the internal deduction method is the subscription fee for collecting the total subscription amount.

Therefore, the internal deduction method is more expensive than the external deduction method.

Assuming the subscription amount is 10000 yuan, the subscription rate is 1.5%, and the net fund value is 1.280 1 yuan, then:

1, the net purchase amount calculated by external deduction method =10000/(1+1.5%) = 9852.25438+067 yuan.

Confirmed fund share = 9852.2167/1.2801= 7696.44.

2. The net purchase amount calculated by internal deduction method =10000 * (1-1.5%) = 9850 yuan.

Confirmed fund share = 9850/1.5438+0 = 7694.38+0.

It can be seen that for the same subscription amount of 10000 yuan, the citizen can get an additional share of 1.73 by using the deduction method.