1. Whether the investment strategy is reasonable depends first on whether the fund conforms to the long-term investment concept. Avoid short-term speculation and funds with narrow investment scope. Secondly, we should focus on whether the fund manager has rich investment experience.

2. Whether the expenses are appropriate or not, when investing, funds with excessive expenses should be explicitly excluded from the selection scope. Generally speaking, smaller funds may generate higher rates, while similar funds should have roughly the same rates. For example, the open source treasure of Qianhai Open Source does not require any fees for subscription and redemption. Moreover, the redemption time is very fast, and it takes a few minutes to get the account quickly, which is very secure.

3. Whether the information disclosure is sufficient, on the one hand, reflects the respect and frankness for investors, on the other hand, it involves whether investors can fully understand important information such as investment strategy, investment management and expenses. In addition to the investment strategy, information and information of fund managers that should be known under normal circumstances, the Fund shall make a timely and complete announcement when there are major adjustments in investment and changes in fund managers and personnel. 4. Investors can properly understand the salary mechanism of fund managers and senior managers, especially the bonus payment system linked to performance. On the other hand, we can also pay attention to whether the fund company has a certain elimination mechanism to replace the underperforming fund managers.