1. Fully understand the basic situation of the fund.
Among them, the products recommended by Steady Financial Management Branch are basically guaranteed-capital products, and the possibility of loss after purchasing the fund is relatively low, but there are certain restrictions. Everyone should pay attention to the restrictions of each fund when choosing. Selected wealth is the main publicity window of major fund companies, and they are also promoting their own products. Because each product is the trump card of the fund company, and the performance is relatively good, the past performance of the fund is not equal to the future, so there are still some risks.
2. Refer to other people's investment ideas
The role of investment choice, wealth expectation and big coffee theory is to provide investment ideas for financial management. Many experienced investors in the column will share their investment experience, which provides a choice for financial management to some extent. For example, investment choice is the basis of big data type selection; As expected, Fortune has collected a lot of financial information, financial columns, topics and forums. The articles in it are carefully selected by editors, which are of high reference value, but the articles may be more professional, and some financial managers don't understand and have misunderstandings; Big coffee is relatively grassroots, talking about fund investment in the most popular language and the most direct analysis. From professional to non-professional, there are many investment ideas for reference.
Investment is risky, but it should not be demonized too much.
As fund investment, there are money funds, bond funds, mixed funds, index funds and stock funds, and the risks are from small to large. There is a saying that risk is directly proportional to income, which has been properly reflected in the activities of investment funds. Low-risk money funds and bond funds are the first choice of many friends, because the risk is small and the income is small. However, stocks, indexes and hybrid funds are all affected by the fluctuation of A-share market, and there are certain risks. However, due to insufficient leverage, the risks are controllable. If investors want to get higher returns, they must take higher risks. When you lose money, it is caused by the wrong investment direction.
Summary:
Many friends have spare money to invest, and investment funds are an inevitable obstacle. If you don't want to start a business, it is also a good choice to try appropriate investment. I suggest that you carefully choose the right investment direction and invest rationally.