Instant Consumer Finance Co., Ltd. ("Instant Consumer" for short) is a technology-driven financial institution with a consumer finance license approved by China Banking and Insurance Regulatory Commission. The company officially started its business in June, 20 15. In 20 16, 20 17, and 20 18, it completed three times of capital increase and share expansion, with a registered capital of 4 billion yuan.

Shareholders include Chongqing Department Store Co., Ltd., Beijing Zhongguancun Jinke Technology Co., Ltd., Wumart Technology Group Co., Ltd., Chongqing Bank Co., Ltd., Sunshine Property Insurance Co., Ltd., Zhejiang China Commodity City Group Co., Ltd., and a new round of strategic investors, such as CICC, CITIC Construction Investment Co., Ltd., Chongqing Liangjiang New Area and other central enterprises and local state-owned capital.

The company actively promotes consumption upgrading, stimulates domestic demand, serves the development of the real economy, and constantly makes positive contributions to economic and social development such as local taxation and employment. By the first half of 200210, the registered users of the company exceeded10.40 billion, the accumulated transaction volume exceeded 700 billion yuan, the accumulated tax payment exceeded 3.6 billion yuan, and more than 2,000 jobs were created.