Finance in modern society is a vigorous energy that stimulates economic vitality. However, once it gets out of control, finance will become the king of destruction of the economic system.

From the Dutch tulip crisis in 1637, the British South Sea Bubble in 1720, the U.S. financial panic in 1837, to the U.S. banking crisis in 1907, the U.S. stock market crash in 1929, and the Black Monday that swept the global stock market in 1987, to the 1987 Black Monday, which is not far away from us.

Not too far away, the Mexican financial crisis from 1994 to 1995, the Asian financial crisis in 1997, and the U.S. subprime mortgage crisis from 2007 to 2009. These famous financial crises in history have caused huge social and economic chaos and have far-reaching consequences for future generations.

Influence.

One of the four major guarantees of Nanyang Dazong, "Fund Guarantee", is still unclear to many partners today. What is capital supervision?

Why do we have to successfully sign a contract with a bank before we can deposit or withdraw money?

Some friends reported to me that a certain self-media platform has recently set up several WeChat groups, misleading everyone in the group, saying that our trading funds are in the company, and saying where the company has gone with at least 1.8 billion of the funds of 180,000 traders.

?

I feel worried about such newbies in the industry.

Confucius said, "Knowing is knowing, not knowing is not knowing, this is knowing."

I believe that when you create a group, you must take responsibility for the group, and you must not mislead everyone.

You must know that whether we media or WeChat groups are facing the public, we must have factual basis for every word of principled issues.

Let’s not talk about the industry taboo of privately recruiting people to form groups. As a group leader of multiple groups, saying such layman’s words really makes me speechless.

Fund supervision (derived from Escrow), also known as third-party supervision.

Fund supervision is used in many industries, such as stocks, funds, futures, and our common real estate transactions, etc.

For our Nanyang Bulk, capital supervision means that the transaction funds of the buyers and sellers are not transferred directly through the public accounts of Nanyang Bulk, but are transferred by the Nanyang Bulk administrative department in conjunction with the banking institution to open a fund supervision "special account" in the bank.

Every transaction we make is transferred through the bank's automatic settlement and transfer functions. Even if this transaction account is set up by a company, it belongs to the bank. It is essentially different from the company's ordinary corporate account and basic account.

The capital supervision of Nanyang bulk spot trading is only one level lower than that of stocks and futures. Stock futures are subject to capital supervision by the People's Bank of China and the China Securities Regulatory Commission. The capital supervision of Nanyang bulk spot trading is by the Henan Branch of the People's Bank of China and the China Securities Regulatory Commission.

Supervised by the Henan Provincial Securities Regulatory Bureau, although the fund supervision level is one level lower than that of stock futures, it does not mean that the funds can be abused at will.

The funds in the transaction can only enter Nanyang Bulk's account after delivery, which is equivalent to the meaning of "pay with one hand and deliver with the other hand" in ordinary transactions.

For example, in trading activities, after we purchase 10 units of the original price product, the funds will be transferred to the account of the dealer who sold it. When we propose a product, the funds for this product will be transferred.

into the company's account, so fund supervision means that both buyers and sellers have signed accounts with the supervising bank. The bank is the main body of fund supervision, ensuring the safety of transaction funds of both buyers and sellers, and safeguarding the rights and interests of both buyers and sellers.

Just like Alipay, which is used to buy things on Taobao, it is the same reason that only when we confirm receipt of the goods can the other party receive the payment.

In today's chaotic Internet world, there are also many platforms under the banner of spot trading that do not have any supervision measures for trading funds. We must be careful to identify them. Unnecessary disputes can easily arise if we are not careful.

Only platforms that adopt two methods of fund supervision or fund custody can truly ensure the safety of traders' trading funds.

Both models supervise funds through the bank's special account. In the absence of transaction actions, no other unit or individual can use the funds.

In addition, other transaction modes will bring certain risks to fund transfers.

Take Nanyang's bulk commodity transactions as an example. Every time we buy or sell commodities, they are automatically settled by the settlement system of Ping An Bank, our contracted regulatory bank. After settlement, T+1 is automatically transferred to our available (

available) funding account.

For example, if the purchase price of the first product is 1,960 yuan, the bank will transfer the money to whose trading account you buy the product; if the sale price is 2,090 yuan, the bank will transfer the funds to the person you sold the product to.

Your trading account is called "matching transaction" on the platform.

In addition, our transaction fee of 5‰ for each purchase and sale, which is 20.25 yuan per pound, is also automatically settled by the bank's settlement system and transferred to the company's account, including a product we take home.

, the bank will also allocate this 190 yuan to the company.

Except for the transaction fees and a delivery of goods, which are deductible and transferred to the company's account, the rest of the funds are in our trading account, that is, in our warehouse receipts, just like when we buy stocks and hold positions, except for ourselves

No one can touch a penny of our money. It is the same principle when we sell the stock before we can realize it.

Therefore, we don’t need to panic at any time. Even if something bad happens suddenly, we should learn to manage our fears.

Whether we are engaged in Nanyang bulk trading or stock trading, panic will not solve any problem if the market is not good.