After the employee's basic medical insurance is insured, there is a medical insurance personal account. For on-the-job employees, the money in personal medical insurance accounts comes from their own medical insurance contributions; For retirees, the money in the personal medical insurance account comes from the medical insurance pooling fund. Of course, the standards for the amount of personal medical insurance accounts in different groups are different, so what is the amount of personal medical insurance accounts? Let's get to know each other.

what's the amount of personal medical insurance account?

1 On-the-job employees: the amount transferred into the personal medical insurance account is 2% of the social security payment base, and the part paid by the unit is no longer included in the personal medical insurance account, but entered into the medical insurance pooling fund. In other words, all the medical insurance expenses paid by employees themselves enter the personal account of medical insurance. Assuming that the base of social security payment is 5, yuan, then the money entered into the personal account of medical insurance is 5, * 2% = 1 yuan.

2 Retirees: The money in personal medical insurance accounts comes from the medical insurance pooling fund accounts. After the reform of individual medical insurance accounts, the funds transferred into personal medical insurance accounts of retirees are no longer linked to personal pensions. There are two main calculation methods: one is quota transfer, and the transfer criteria in different regions are different, such as 75 yuan/month quota transfer in Hunan and 85 yuan/month quota transfer in Shanxi; Secondly, it is included according to a certain proportion of the average monthly pension level in the overall planning area. For example, the proportion of Henan medical insurance is 2%. If the average monthly pension is 2, yuan, then the amount included is 2, * 2% = 4 yuan.

It is worth mentioning that after the reform of individual medical insurance accounts for retirees, the amount transferred into individual medical insurance accounts is the same regardless of the pension. There will be no situation where the pension is high and the amount of medical insurance accounts is high.