2. Adhere to the fixed investment of the fund. Fixed fund investment can spread risks and reduce costs, but it needs long-term persistence and no return in the short term.
3. invest with spare money. The funds for investment and financial management must be their own spare money. You can't borrow money from others to manage your finances.
4. Balanced allocation of funds. When choosing a fund, it is recommended not to choose a single track. For investors with low risk tolerance, eggs should not be put in one basket. Balanced investment can reduce risks.
5. It is also a compulsory course for investors to understand funds and learn fund knowledge. If you don't learn systematic fund knowledge and have no cognitive ability to the market, it will affect your own judgment and make the fund suffer losses.
6. Keeping a good attitude, investing in funds is a long process. Investors need to be patient and keep a good attitude to face it. Don't blindly chase up and down because of market conditions. Capital needs long-term investment to get a return.
1. Fund refers to a certain number of funds established for a certain purpose. Including trust and investment funds, provident funds, insurance funds, retirement funds and various foundation funds. From the accounting point of view, capital is a narrow concept, which refers to funds with specific purposes and uses. The fund we are talking about mainly refers to the securities investment fund.
2. According to whether the fund unit can be increased or redeemed, it can be divided into open-end funds and closed-end funds. Open-end funds are not traded on the market (as the case may be), and the fund size is not determined by the purchase and redemption of banks, brokers and fund companies; Closed-end funds have a fixed term and are generally listed and traded on the stock exchange. Investors buy and sell fund shares through the secondary market.
3. According to different organizational forms, it can be divided into corporate funds and contractual funds. Fund is an investment fund company established by issuing fund shares, usually called corporate fund; Funds established by fund managers, fund custodians and investors through fund contracts are usually called contractual funds. China's securities investment funds are all contractual funds.
4. According to the difference of investment risk and income, it can be divided into growth fund, income fund and balanced fund. According to different investment objects, it can be divided into bond funds, stock funds, money funds and mixed funds.