A bond fund is a fund that specializes in investing in bonds. By pooling the funds of many investors, it makes a portfolio investment in bonds and seeks a relatively stable expected return. More than 8% of the fund's assets are invested in bonds, and the investment targets of bond funds are mainly government bonds, financial bonds and corporate bonds. What are the advantages of bond funds?

1. The investment risk is relatively small

Bond funds have some risks of the fund and the risk of the investment target, namely the bond itself. Because the bond risk is relatively small, compared with other funds, bonds mainly guarantee the safety of investors' principal.

2. The price fluctuation is small, and the expected return is stable

The greater the risk, the greater the chance of expected return. The risk of bond funds is relatively small and the security is high, so the expected return is relatively stable, and the expected return will not be great, but it is higher than the bank deposit interest rate.

3. Use the advantages of funds to spread risks

Funds have the characteristics of * * * bearing risks and * * * enjoying expected returns, so to some extent, market risks are spread. Moreover, compared with bonds, bond funds are operated by professional investment managers and have more advantages.

4. The professional requirements are low, which is suitable for beginners in financial management.

Bond funds invest funds in fund companies and are allocated by professionals, so even beginners don't have to worry too much about their lack of professionalism, and the fund risk is low, which is suitable for beginners.