Are you talking about marriage insurance?
Marriage insurance is also called education fund insurance. There are two main categories:
One is the traditional education annuity insurance, such as 18 years old (generally the age of going to college) starting to receive it every year and ending for four consecutive years. There are also 25-year-olds who receive marriage insurance money, so the amount of insurance is fixed and the protection is clear.
First, universal insurance, or the hot joint insurance in the market at present, takes the appreciation of investment as the reserve of future marriage, but it has certain risks.
What kind of education insurance you choose as your marriage reserve depends on your family's economic situation and structure. In addition, I suggest you buy insurance for your children. It is best to improve accident insurance and other types of insurance before considering marriage insurance!