Specifically,

The popularity of P2P investment and financial management is mainly in the following aspects:

1, low threshold. This is the most remarkable feature of P2P investment and financial management. At present, the threshold of many P2P investment and financial management platforms is 100 yuan. Even if you don't have much money left, you can still make a steady profit.

2. High income. Put the money in the bank, and the annual interest rate is 3%. However, considering the soaring housing prices and high inflation rate in China, the currency still depreciates even if it gets an annual interest rate of 3% from the bank. And P2P financing, the average annual income will be 12%. Take 654.38+ten thousand yuan as an example (P2P wealth management income =100000 *12% =12000 yuan, bank regular income = 1000000 * 3% = 3000), P2P investment and financing will be more than existing banks.

3. The procedure is simple. Compared with the traditional investment model and other investment models with different thresholds, P2P investment and financial management only needs to register on the platform and obtain investment approval. It saves a lot of complicated intermediate links.

4. Good stability and low risk. The framework of the current P2P online loan supervision system has been basically completed, the nature of P2P information intermediary has been clarified, the supervision and deposit mechanism of online loan funds has been established, and mandatory information disclosure requirements have been put forward. The industry is on the right track, and investors are more and more secure!