When the fund is redeemed, the rate is determined according to the holding time, and then the handling fee is calculated. It is stipulated that the redemption rate for investors holding for less than 7 days is as high as 1.5%. The longer the holding time, the lower the rate, and the redemption rate for holding for more than 2 years (that is, 730 days) is 0. However, many investors find that the handling fee is still deducted when they hold it for more than 2 years.

How to deduct the handling fee when the fund is redeemed for 2 years?

1 is the on-site fund: the on-site fund receives commission, which is consistent with the commission of A shares. Starting from 5 yuan, there is no transfer fees and stamp duty; On-site redemption/subscription is charged according to the fund rate announced by the fund company, without discount.

2. Back-end fee-based fund: it means that no fee is charged when purchasing the fund, and the subscription fee is charged according to time when redeeming. In addition to the redemption fee, a subscription fee may be charged at the time of redemption.

Relevant rules for fund redemption:

1 redemption time: the principle that the redemption price of a fund is an unknown price, and the corresponding net closing price will vary with the redemption time.

2 Holding time and rate: different holding time will lead to different redemption rates. If the buying time is too short, the maximum redemption fee is 1.5%. It is recommended to learn to hold it for a long time.

3 Time limit for receipt: Different funds have different redemption time limits, which generally takes 3-5 trading days.

4. Redemption before 15pm: the next trading day will be confirmed according to the net value of the current day, and redemption will be made after15pm, and the next trading day will be confirmed according to the net value of the next trading day.

5 Redemption share is not equal to redemption amount: share is share and amount is amount. After buying a fund, the redemption share will not change, but the amount may change, such as profit or loss.

Although the fund redemption is in place in one step, it is very learned and exquisite. It is very important to learn to buy and sell if you want to share a piece of the fund market.