The five major Alipay funds are Huaxia, Huitianfu, Penghua, Central Europe and E Fund. Alipay fund is not Alipay's own fund, but is independently issued by various fund companies. Alipay only sells on behalf of others. There are monetary, bond, hybrid and stock funds. Each fund has different returns and risks. It is recommended to choose the fund products suitable for you according to your own risk level when purchasing. Next, I will briefly introduce how to choose a fund in Alipay.

Steps to choose a fund in Alipay

1, choose the fund term at the top of each stage, choose duplicate funds, and the most important thing is not to choose funds that have risen rapidly recently, depending on past performance. After all, funds are suitable for long-term holding, not for short-term entry and short-term;

2. Give priority to the same fund company, because if the fund company only has a good product of 1, it will not work, relying too much on individuals and mainly focusing on the whole team;

3. The most basic skill of buying a fund is to "buy the old and not buy the new". The longer you get, the more you understand the operation skills. Choosing a fund with a moderate scale is easy to realize when it is small, and it will have a great impact at an important moment when it is large;

4. It depends on the fund return in the hands of the fund manager, because it can be seen that he is good at operating bonds or stocks.

These are the five Alipay funds I introduced to you.