Nowadays, smart phones have spread to people's lives, and then friends and chat tools such as WeChat and Momo have also appeared in our field of vision. But now, WeChat is not only a tool for chatting, but also the advantage of sending red envelopes, which makes this mobile APP have so many benefits. Many cautious people are still worried, is WeChat loan true? Is it reliable?

Let's answer your first question first. Is the WeChat loan true?

In fact, there are many products on WeChat, except those of other credit institutions, but they are all paid through WeChat official account. However, you need to know the following points.

1. Micro-loan is the mainstay of Weizhong Bank, which has certain requirements for applicants, and the open list has not been popularized.

2. The rest are platforms based on WeChat official account, allowing users to download the APP directly from the menu bar of WeChat official account, and then apply.

3. Whether the loan on WeChat is true or not, we must first recognize the registered subject of WeChat official account, so as not to be deceived in the mixed WeChat official account.

4. Understand the loan products. If the loan funds are collected by retail investors, it is easy to have approved but unapproved funds.

5. Although many WeChat accounts arrive quickly, the interest is relatively high, so the loan should be cautious.

After understanding the authenticity of WeChat loan, let's see if WeChat loan is reliable. Below, I will explain it to you with a real example in life.

North likes chatting online to kill time. Later, she got to know Liang Xiao through WeChat, and they chatted through WeChat every day. With the entry, Liang Xiao learned that she wanted to buy a car quietly, but because the full amount was not enough, therefore,

You can mortgage your bank card and help her get a loan from the bank, but you need to quietly deposit 50 thousand yuan in his card first, and then return the money to her after the loan is successful. I heard that Liang Xiao could help me with a loan, so I believed the other party's static remittance of 50,000 yuan.

Afterwards, I quietly waited for the news from Liang Xiao, but a few days passed without any results, and I was in a power-off state. I just know, Liang Xiao said the loan method is almost to the police station.

This case tells us that it is probably money that "shakes" when talking to strangers. I would like to remind the general public that it is very convenient to borrow money, but we must find the right lending institution, lend money first and then charge. Therefore, we must stay away from "lending institutions" that violate this standard.

Second, is WeChat granular loan true?

1, the micro-loan in WeChat is still relatively reliable, and you can borrow it at any time if necessary;

As for the interest, the daily interest rate is 0.5% at first, which means that borrowing 10,000 yuan is 5 yuan a day, but this interest rate will change. If you use more and have good credit, it may drop to 3.5 per thousand.

3, so if there is demand, you can use it.

3. Is the WeChat loan true?

Wechat loans are real. Need to apply for WeChat in good faith.

The specific process is as follows:

Wechat loans should choose banks and loan methods. Taking China Merchants Bank and lightning loan as examples, this paper introduces the operation process:

1. The premise for customers to apply for WeChat loan is that they must pay attention to the official account of WeChat, that is, the issuer of the target loan product. First of all, they must enter WeChat, search the official account of the bank WeChat, and then click on the official account of WeChat. Here we choose China Merchants Bank;

2. Customers can choose a loan application on the main interface of China Merchants Bank WeChat official account;

3. Select lightning loan in the loan application interface;

4. After entering the main interface of lightning loan, select I want the loan in the main function in the lower right corner, enter the required loan amount and confirm;

5. Enter the page of filling in customer information and fill in personal information truthfully.

6. After completing the above five steps, the customer's loan application process is over. The next step is to wait for the approval of the lending institution. After the approval, the loan can be made.

Note: In practice, different lending institutions have different requirements, and customers can complete the operation of loan application on WeChat according to the requirements of lending institutions.

4. Is the WeChat loan true?

Nowadays, smart phones have spread to people's lives, and then friends and chat tools such as WeChat and Momo have also appeared in our field of vision. But now, WeChat is not only a tool for chatting, but also has a series of functions such as issuing red envelopes, borrowing money and lending. Even though this mobile application has so many benefits, many cautious people are still worried. Is the WeChat loan true? Is it reliable? Let's answer your first question first. Is the WeChat loan true? In fact, there are many products on WeChat. In addition to micro-loans under Tencent's name, products of other credit institutions abound, but they all apply for loans through WeChat official accounts, so WeChat loans are real. However, you need to know the following points. 1. Microfinance is the flagship product of Weizhong Bank, which is also owned by Tencent. It has certain requirements for applicants, and the open list has not been popularized. 2. The rest are platforms based on WeChat official account, allowing users to APPly for loans directly through the menu bar of WeChat official account, or download the app from the menu bar and then apply. 3. Whether the loan on WeChat is true or not, we must first recognize whether the registered subject of WeChat official account is the company to which the product belongs, and avoid being deceived in the mixed WeChat official account. 4. To understand the loan products, if the loan funds are supplemented by retail investors, it is easy to get approval but the funds are in place slowly. 5. Although many WeChat accounts arrive quickly, the interest is relatively high, so the loan should be cautious. After understanding the authenticity of WeChat loan, let's see if WeChat loan is reliable. Below, I will explain it to you with a real example in life. Beipiao likes to chat online in quiet and free time to kill time. Later, she got to know Liang Xiao through WeChat, and they chatted through WeChat every day. With the deepening of the conversation, Liang Xiao learned that she secretly wanted to buy a car, but because the full amount was not enough, she wanted to borrow 50,000 yuan to buy it. Hearing the request for a loan quietly, Liang Xiao said that she can mortgage her bank card and help her get a loan from the bank, but this requires quietly depositing 50,000 yuan into his card first, and then returning the money to her after the loan is successful. I heard that Liang Xiao could help him with a loan. He trusted each other quietly. Without much thought, he remitted 50,000 yuan to each other. Later, I waited quietly for news from Liang Xiao, but there was no result after a few days. After taking the initiative to contact, I found that the other party has been turned off. After quietly consulting a skeptical person, I learned that the loan method mentioned by Liang Xiao doesn't exist at all. So she quickly went to the police station and reported the police. This case tells us that when talking to strangers, we must be vigilant, because it is probably money that "shakes". I would like to remind borrowers that it is convenient to apply for a loan through WeChat, but it must be based on finding the right lending institution. Generally speaking, formal lending institutions must lend money first and then charge. Therefore, we must stay away from "lending institutions" that violate this standard.