Fixed investment and jiacang are both to increase the total assets of investment funds. The difference is that fixed investment is set at a fixed time to buy funds with fixed funds, regardless of the changes in fund income; However, jiacang means that investors can buy funds by themselves at any time, check the changes in the rate of return of funds and the ups and downs of securities invested by funds, and decide how many funds to buy according to the changes, so jiacang is more flexible than fixed investment.

Two. Fixed investment of funds

Fixed investment is the abbreviation of fixed-term investment fund, which refers to investing a fixed amount in a designated open-end fund at a fixed time, similar to the bank's zero deposit and withdrawal method. The fixed investment of the fund is similar to long-term savings, which can share the investment cost and reduce the overall risk.

Third, the advantages of the fund's fixed investment

1, simple program

Investors only need to bring valid certificates and fund cards/bank cards to the designated fund sales outlets during the daily fund trading hours to sign a regular deduction agreement and go through one-time procedures, and then they will automatically subscribe for each deduction. At the same time, investors can also make fixed fund investment online, which is more convenient.

2, regardless of time.

The key to investment is to buy low and sell high, but few people make a profit by grasping the best trading point when investing. In order to avoid human subjective judgment errors, investors can invest in the market through fixed investment, regardless of their time to enter the market, market prices and long-term investment decisions on their short-term fluctuations.

3. Average investment

The funds fixed by the fund are invested in stages, and the cost of investment is high or low. On the long-term average, the overall cost is relatively low, which can maximize the diversification of investors' investment risks.