We can find that in the stock trading software, in addition to buying and selling stocks, we can also buy and sell funds and fund treasury bond reverse repurchases. Treasury bond reverse repurchase is actually to lend our funds and obtain fixed interest income, while the repurchase party uses the treasury bonds as collateral to obtain the loan, and repays the principal and interest after maturity. So when do reverse repurchases of government bonds generally yield the highest returns?

When is the highest return time to buy reverse repurchase of government bonds?

First of all, we need to know that the reverse repurchase of government bonds is not actually a purchase, but a loan of funds. Treasury bond reverse repurchase is suitable for conservative investors. Its interest rate is mainly related to the price of funds. In periods when funds are tight, the interest rate of Treasury bond reverse repurchase is also higher. Therefore, in the following time periods, its interest rate The interest rate will be relatively high.

1 Generally, the market is short of money at the end of the quarter, half-year and year-end, so interest rates may rise.

2 During important holidays, such as National Day and Spring Festival, the demand for funds is relatively high. This is because financial institutions need to prepare enough funds to meet the capital needs of the people. At this time, the proceeds from reverse repurchase of government bonds Rates may soar. Historically, peaks typically occur within the first two days of the holiday.

3 The tax period is generally in the middle of each month, and the big tax payment months in our country are concentrated in January, April, May, July, and October. During the tax period, the interest rate of the government bond reverse repurchase is also higher than usual. Higher.

In addition, if we conduct treasury bond reverse repurchase on Thursday, the income will be calculated on the weekend. If we buy 1 day of treasury bond reverse repurchase, we can get 3 days of income, so it is recommended to do so during the holiday. Carry out the operation two days before.