2. Passbooks without passwords can be collected by others. There is no password in the passbook, and the security is relatively low, because the withdrawal of money only depends on the depositor's ID card and passbook (if both the passbook and ID card are stolen, the funds in the passbook may be taken away).

You can't withdraw money directly without a password in the passbook. You need to provide your ID card to withdraw money directly from your passbook.

4. You can withdraw money directly by entering the password with the passbook, and you don't need to issue identification, and you won't verify your identity, or someone else can take it away by entering the password with the depositor's passbook and ID card. This operation is considered to be handled on your behalf. If the depositor's money is taken away by others with a password, the bank will not bear any responsibility.

5, can be taken out, as follows: under the premise of not canceling the depositor's account, the spouse takes the ID card of himself and the depositor to withdraw money. In this case, it is only possible if the bank does not know that the depositor is dead, otherwise the bank will refuse this method.

6. If there is no password in the passbook, the deposit business cannot be completed. In other words, setting the password is mandatory and insurmountable in the business system of the bank front-end computer, otherwise the next step cannot be carried out.